REPUBLIC BANCORP INC /KY/
For the period ended Apr 24, 2025. Filed Apr 24, 2025.
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Apr 24, 2025 · Filed Apr 24, 2025
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RBCAA$90.91-0.2%Stored close · as of Nov 6, 2026
Contents
EX-99.2 · LOAN COMPOSITION
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan Composition and Allowance for Credit Losses on Loans · · · · · · · · · · | ||||||||||||||||
| · · As of · | ||||||||||||||||
| · Mar. 31, 2025 · Dec. 31, 2024 · Sep. 30, 2024 · Jun. 30, 2024 · Mar. 31, 2024 | ||||||||||||||||
| Loan Composition | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | |
| Traditional Banking: | | | | | | | | | | | | | | | | |
| Residential real estate: | | | | | | | | | | | | | | | | |
| Owner occupied | | $1,025,461 | | $1,032,459 | | $1,046,385 | | $1,058,139 | | $1,064,071 | | |||||
| Nonowner occupied | | 311,955 | | 318,096 | | 326,273 | | 331,954 | | 342,481 | | |||||
| Commercial real estate: | | 1,806,760 | | 1,813,177 | | 1,813,303 | | 1,821,798 | | 1,800,801 | | |||||
| Construction & land development | | 238,562 | | 244,121 | | 247,730 | | 239,615 | | 237,998 | | |||||
| Commercial & industrial | | 482,955 | | 460,245 | | 437,911 | | 452,815 | | 453,971 | | |||||
| Lease financing receivables | | 93,159 | | 93,304 | | 89,653 | | 88,529 | | 88,272 | | |||||
| Aircraft | | | 219,292 | | | 226,179 | | | 235,327 | | | 240,275 | | | 246,060 | |
| Home equity | | 365,631 | | 353,441 | | 341,204 | | 325,086 | | 309,083 | | |||||
| Consumer: | | | | | | | | | | | | | | | | |
| Credit cards | | 11,136 | | 16,464 | | 16,762 | | 16,547 | | 16,858 | | |||||
| Overdrafts | | 779 | | 982 | | 827 | | 746 | | 629 | | |||||
| Automobile loans | | 1,031 | | 1,156 | | 1,340 | | 1,599 | | 2,054 | | |||||
| Other consumer | | 9,638 | | 9,555 | | 10,181 | | 12,064 | | 11,372 | | |||||
| Total Traditional Banking | | | 4,566,359 | | | 4,569,179 | | | 4,566,896 | | | 4,589,167 | | | 4,573,650 | |
| Warehouse lines of credit | | 569,502 | | 550,760 | | 595,163 | | 549,011 | | 463,249 | | |||||
| Total Core Banking | | | 5,135,861 | | | 5,119,939 | | | 5,162,059 | | | 5,138,178 | | | 5,036,899 | |
| | | | | | | | | | | | | | | | | |
| Republic Processing Group: | | | | | | | | | | | | |||||
| Tax Refund Solutions: | | | | | | | | | | | | | | | | |
| Refund Advances | | | 30,344 | | | 138,614 | | | — | | | — | | | 52,101 | |
| Other TRS commercial & industrial loans | | | 5,841 | | | 52,180 | | | 302 | | | 92 | | | 5,396 | |
| Republic Credit Solutions | | | 117,747 | | | 128,733 | | | 134,556 | | | 126,000 | | | 129,896 | |
| Total Republic Processing Group | | | 153,932 | | | 319,527 | | | 134,858 | | | 126,092 | | | 187,393 | |
| | | | | | | | | | | | | | | | | |
| Total loans - Total Company | | $5,289,793 | | $5,439,466 | | $5,296,917 | | $5,264,270 | | $5,224,292 | | |||||
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