UNITED BANKSHARES INC/WV
For the period ended Oct 22, 2026. Filed Oct 22, 2026.
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Oct 22, 2026 · Filed Oct 22, 2026
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UBSI$48.22-0.4%Stored close · as of Nov 6, 2026
Contents
EX-99.1 · Note:
Note:
| (3) | Includes allowances for loan losses and lending-related commitments. |
| Three Months Ended · Nine Months Ended | |||||
|---|---|---|---|---|---|
| September | June | September | September | September | |
| 2026 | 2026 | 2025 | 2026 | 2025 | |
| Mortgage Loans Held for Sale Data: | |||||
| Loans originated | $68,529 | $108,143 | $91,228 | $263,725 | $283,722 |
| Loans sold | 86,041 | 102,154 | 104,055 | 277,290 | 303,856 |
| September 30 · June 30 · December 31 · September 30 | |||||
| 2026 · 2026 · 2025 · 2025 | |||||
| Asset Quality Data: | |||||
| EOP Non-Accrual Loans | $99,907 | $99,301 | $96,492 | $110,236 | |
| EOP 90-Day Past Due Loans | 9,987 | 11,346 | 4,974 | 6,631 | |
| Total EOP Non-performing Loans | $109,894 | $110,647 | $101,466 | $116,867 | |
| EOP Other Real Estate Owned | 11,198 | 10,212 | 8,857 | 6,891 | |
| Total EOP Non-performing Assets | $121,092 | $120,859 | $110,323 | $123,758 | |
| Three Months Ended · Nine Months Ended | |||||
| September | June | September | September | September | |
| 2026 | 2026 | 2025 | 2026 | 2025 | |
| Allowance for Loan & Lease Losses: | |||||
| Beginning Balance | $299,504 | $299,599 | $307,962 | $297,518 | $271,844 |
| Initial allowance for acquired PCD loans | — | — | — | — | 17,518 |
| Gross Charge-offs | (12,283) | (6,113) | (21,790) | (25,226) | (39,733) |
| Recoveries | 683 | 1,055 | 1,782 | 2,873 | 3,333 |
| Net Charge-offs | (11,600) | (5,058) | (20,008) | (22,353) | (36,400) |
| Provision for Loan & Lease Losses (1) | 6,242 | 4,963 | 12,096 | 18,981 | 47,088 |
| Ending Balance | 294,146 | 299,504 | 300,050 | 294,146 | 300,050 |
| Reserve for lending-related commitments | 40,067 | 37,222 | 32,639 | 40,067 | 32,639 |
| Allowance for Credit Losses (2) | $334,213 | $336,726 | $332,689 | $334,213 | $332,689 |
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