UBSI
United Bankshares IncNASDAQ
Financial Services • Banks - Regional
Factor tilt: Mid-Cap Blend
$48.22-0.35%
Close Nov 6, 2026
- Market cap
- $6.64B
- 1 month
- +5.5%
- 3 months
- +0.4%
- 1 year
- +32.3%
- 52-week range
- $34.83$49.37
- Dividend, last 12 mo
- $1.52 · 3.15% yield
- Last ex-date
- Sep 11, 2026 · $0.38
- Dividend growth
- 1 year in a row
- Short interest
- 5.1% of float6.8M shares · settled Oct 15, 2026 · +3.2% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $1.79B
- Net income
- $513.11M
- Free cash flow
- —
- Book value
- $5.41B
- Total debt
- —
- P/E
- 12.9×
- Price / sales
- 3.7×
- Price / book
- 1.2×
- FCF yield
- —
- Net margin
- +28.7%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About United Bankshares Inc
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Read more
Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
- Website
- ubsi-inc.com
- Headquarters
- Charleston, WV, United States
- Employees
- 2,740
- Listed
- Mar 26, 1990
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 25, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 22, 2026 | $462.5M | -2.6% | $128.7M |
| Jun 2026filed Aug 7, 2026 | $418.2M | -7.5% | $131.4M |
| Mar 2026filed May 8, 2026 | $447.5M | +3.5% | $124.2M |
| Dec 2025filed Feb 27, 2026 | $461.0M | +14.0% | $128.8M |
| Sep 2025filed Nov 7, 2025 | $474.9M | +14.8% | $130.7M |
| Jun 2025filed Aug 8, 2025 | $452.1M | +12.2% | $120.7M |
| Mar 2025filed May 9, 2025 | $432.6M | +8.2% | $84.3M |
| Dec 2024filed Feb 28, 2025 | $404.5M | +0.8% | $94.4M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 27, 2026 | $1.8B | +12.3% | $464.6M |
| Dec 2024filed Feb 28, 2025 | $1.6B | +6.0% | $373.0M |
| Dec 2023filed Feb 29, 2024 | $1.5B | +33.5% | $366.3M |
| Dec 2022filed Mar 1, 2023 | $1.1B | +8.1% | $379.6M |
| Dec 2021filed Mar 1, 2022 | $1.1B | -6.9% | $367.7M |
| Dec 2020filed Mar 1, 2021 | $1.1B | +24.9% | $289.0M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched UBSI. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
6,798,832 shares short
+211,350 shares (+3.2%) vs Sep 30, 2026
5.1% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
6,587,482 shares short
+419,908 shares (+6.8%) vs Sep 15, 2026
5% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
6,167,574 shares short
+576,617 shares (+10.3%) vs Aug 31, 2026
4.6% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
5,590,957 shares short
+127,154 shares (+2.3%) vs Aug 14, 2026
4.2% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
5,463,803 shares short
+20,576 shares (+0.4%) vs Jul 31, 2026
4.1% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
5,443,227 shares short
-420,921 shares (-7.2%) vs Jul 15, 2026
4.1% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind UBSI’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.38 per share
Ex-dividend date: Sep 11, 2026
Recorded pay date: Oct 1, 2026 (past date)
Cash dividend · Polygon event record
USD 0.38 per share
Ex-dividend date: Jun 12, 2026
Recorded pay date: Jul 1, 2026 (past date)
Cash dividend · Polygon event record
USD 0.38 per share
Ex-dividend date: Mar 13, 2026
Recorded pay date: Apr 1, 2026 (past date)
Cash dividend · Polygon event record
USD 0.38 per share
Ex-dividend date: Dec 12, 2025
Recorded pay date: Jan 2, 2026 (past date)
Cash dividend · Polygon event record
USD 0.37 per share
Ex-dividend date: Sep 12, 2025
Recorded pay date: Oct 1, 2025 (past date)
Cash dividend · Polygon event record
USD 0.37 per share
Ex-dividend date: Jun 13, 2025
Recorded pay date: Jul 1, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
2 for 1 · forward split
Effective Mar 30, 1998
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
2 for 1 · forward split
Effective Feb 16, 1988
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
41 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 30, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bullish
Last trade: buy 2 days ago
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What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bullish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 16
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bullish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
452 filers reported a long position in UBSI for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
63.1%
of the 103.1M shares 13-F filers reported
Moves vs Q1 2026
6 added4 trimmed
Net shares held
+0.7%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $925.2M · 20.2M shares | 20.2M | +0.1% |
| 2 | STATE STREET CORP | $399.1M · 8.6M shares | 8.6M | +8.4% |
| 3 | DIMENSIONAL FUND ADVISORS LP | $352.5M · 7.7M shares | 7.7M | +0.4% |
| 4 | VANGUARD PORTFOLIO MANAGEMENT LLC | $333.7M · 7.3M shares | 7.3M | 0% |
| 5 | VANGUARD CAPITAL MANAGEMENT LLC | $286.3M · 6.2M shares | 6.2M | -1.5% |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | $188.3M · 4.1M shares | 4.1M | +4.2% |
| 7 | EARNEST PARTNERS LLC | $182M · 4M shares | 4M | -4% |
| 8 | VICTORY CAPITAL MANAGEMENT INC | $135.1M · 2.9M shares | 2.9M | -5.5% |
| 9 | AQR CAPITAL MANAGEMENT LLC | $104.4M · 2.3M shares | 2.3M | -3.6% |
| 10 | NORTHERN TRUST CORP | $78.3M · 1.7M shares | 1.7M | +3.6% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of UBSI file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Apr 30, 2026 | VANGUARD CAPITAL MANAGEMENT LLC13G · passive | 5.32% |
| Apr 29, 2026 | VANGUARD PORTFOLIO MANAGEMENT LLC13G · passive | 5.26% |
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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