FIRST BANCORP PR
For the period ended Dec 31, 2024. Filed Feb 28, 2025.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 28, 2025
What changed in Management’s Discussion and Analysis?
Read the current filingPrevious report: 10-K
Period ended 2023-12-31; filed 2024-02-28.
0001057706-24-000004
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of OperationsCurrent report: 10-K
Period ended 2024-12-31; filed 2025-02-28.
0001057706-25-000002
Item 7. Management’s Discussion and AnalysisThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 15267 previous paragraphs and 614 current paragraphs.
347 unchanged; 3 reworded; 264 added; 14917 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (264)
Current report
releases or in other public or
Current report
stockholder communications made by
Current report
the Corporation, or in oral statements
Current report
similar meaning or import, or the
Current report
negatives of these terms or variations
Current report
of them, in connection with any
Showing the first 40 of 264 passages. Open the source sections for the rest.
Removed paragraphs (14917)
Previous report
ITEM
Previous report
MANAGEMENT’S
Previous report
DISCUSSION
Previous report
ANALYSIS
Previous report
CONDITION
Previous report
OPERATIONS (“MD&A”)
Previous report
The following MD&A
Previous report
relates to the accompanying
Previous report
audited consolidated financial
Previous report
statements of First BanCorp.
Previous report
(the “Corporation,”
Previous report
“we,” “us,”
Previous report
or “First
Previous report
BanCorp.”) and
Previous report
should be
Previous report
read in
Previous report
with such
Previous report
notes thereto.
Previous report
This
Previous report
section also
Previous report
presents certain
Previous report
that are not
Previous report
accounting principles
Previous report
America
Previous report
(“GAAP”).
Previous report
See
Previous report
Reconciliations”
Previous report
below
Previous report
about
Previous report
why
Previous report
financial measures are
Previous report
presented, reconciliations
Previous report
of non-GAAP financial
Previous report
measures to the
Previous report
most comparable GAAP
Previous report
financial measures,
Previous report
and references to non-GAAP financial measures reconciliations presented
Previous report
in other sections.
Previous report
The detailed financial discussion
Previous report
that follows focuses on
Showing the first 40 of 14917 passages. Open the source sections for the rest.
Reworded paragraphs (3)
Previous wording
and Results of Operations” included
Current wording
of Financial Condition and Results of Operations
Previous wording
analysis of the allowance for credit losses (“ACL”) and non-performing
Current wording
the allowance for credit losses (“ACL”);
Previous wording
sustainability and environmental, social, and governance (“ESG”) policies.
Current wording
environmental, social, and governance (“ESG”) matters, including