SEZL
Sezzle Inc.NASDAQ
Financial Services • Credit Services
Factor tilt: Mid-Cap Blend
$149.43-3.59%
Close Nov 6, 2026
- Market cap
- $5.02B
- 1 month
- +27.5%
- 3 months
- +26.6%
- 1 year
- +125.6%
- 52-week range
- $50.97$188.55
- Dividend
- No dividends on record
- Next-quarter EPS estimate
- $1.29Quarter to Sep 30, 2026 · 6 analysts · revenue $154.96M · 0.0% in 30d
- Short interest
- 23.7% of float4.4M shares · settled Oct 15, 2026 · +4.9% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Jun 30, 2026
- Revenue
- $531.89M
- Net income
- $161.43M
- Free cash flow
- —
- Book value
- $232.97M
- Total debt
- —
- P/E
- 31.1×
- Price / sales
- 9.4×
- Price / book
- 21.6×
- FCF yield
- —
- Net margin
- +30.4%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Sezzle Inc.
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price
Read more
up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.
- Website
- sezzle.com
- Headquarters
- Minneapolis, MN, United States
- Employees
- 201
- Listed
- Aug 17, 2023
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 23, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Jun 2026filed Aug 7, 2026 | $149.7M | +51.7% | $40.8M |
| Mar 2026filed May 7, 2026 | $135.5M | +29.2% | $51.3M |
| Dec 2025filed Feb 26, 2026 | $129.9M | +32.2% | $42.7M |
| Sep 2025filed Nov 6, 2025 | $116.8M | +67.0% | $26.7M |
| Jun 2025filed Aug 8, 2025 | $98.7M | +76.4% | $27.6M |
| Mar 2025filed May 8, 2025 | $104.9M | +123.3% | $36.2M |
| Dec 2024filed Feb 27, 2025 | $98.2M | +100.9% | $25.4M |
| Sep 2024filed Nov 8, 2024 | $70.0M | +71.3% | $15.4M |
Fiscal years · last 4
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 26, 2026 | $450.3M | +66.1% | $133.1M |
| Dec 2024filed Feb 27, 2025 | $271.1M | +70.1% | $78.5M |
| Dec 2023filed Dec 31, 2023 | $159.4M | +26.9% | $7.1M |
| Dec 2022filed Dec 31, 2022 | $125.6M | — | -$38.1M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched SEZL. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
4,430,122 shares short
+208,344 shares (+4.9%) vs Sep 30, 2026
23.7% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
4,221,778 shares short
-391,411 shares (-8.5%) vs Sep 15, 2026
22.6% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
4,613,189 shares short
+265,958 shares (+6.1%) vs Aug 31, 2026
26.7% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
4,347,231 shares short
+177,584 shares (+4.3%) vs Aug 14, 2026
25.2% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
4,169,647 shares short
+159,640 shares (+4%) vs Jul 31, 2026
24.2% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
4,010,007 shares short
-24,373 shares (-0.6%) vs Jul 15, 2026
23.2% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind SEZL’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
No qualified cash-dividend records are stored. This does not establish that the company pays no dividend.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
6 for 1 · forward split
Effective Mar 31, 2025
Each 1 pre-split share becomes 6 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
42 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 27, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: neutral
Last trade: buy 46 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 3
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
325 filers reported a long position in SEZL for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
60.9%
of the 14.9M shares 13-F filers reported
Moves vs Q1 2026
7 added2 trimmed
1 new
Net shares held
+7.9%
across the 9 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $436.5M · 2.5M shares | 2.5M | +0.2% |
| 2 | Divisadero Street Capital Management, LP | $283.1M · 1.6M shares | 1.6M | +25.8% |
| 3 | Accredited Investors Inc. | $138.6M · 807.4K shares | 807.4K | -8.9% |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | $130.5M · 760.3K shares | 760.3K | -0.4% |
| 5 | STATE STREET CORP | $113.3M · 659.9K shares | 659.9K | +6% |
| 6 | PRICE T ROWE ASSOCIATES INC /MD/ | $108.4M · 631.8K shares | 631.8K | +65.9% |
| 7 | GEODE CAPITAL MANAGEMENT, LLC | $95.7M · 557.8K shares | 557.8K | +7% |
| 8 | MORGAN STANLEY | $85.3M · 496.7K shares | 496.7K | +6.3% |
| 9 | DRIEHAUS CAPITAL MANAGEMENT LLC | $81.7M · 476K shares | 476K | New |
| 10 | DIMENSIONAL FUND ADVISORS LP | $80.2M · 467.5K shares | 467.5K | +2% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of SEZL file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Sep 14, 2026 | Youakim Charles13D · activist · amended | 39.6% |
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