RPAY
Repay Holdings CorpNASDAQ
Technology • Software - Infrastructure
Factor tilt: Small-Cap Blend
$4.40-3.51%
Close Nov 6, 2026
- Market cap
- $366.46M
- 1 month
- +13.7%
- 3 months
- +14.9%
- 1 year
- +4.0%
- 52-week range
- $2.40$4.75
- Dividend
- No dividends on record
- Next-quarter EPS estimate
- $0.24Quarter to Sep 30, 2026 · 5 analysts · revenue $151.97M · -5.9% in 30d
- Short interest
- 9.0% of float3.8M shares · settled Oct 15, 2026 · +0.5% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Jun 30, 2026
- Revenue
- $337.81M
- Net income
- -$167.45M
- Free cash flow
- $55.49M
- Book value
- $472.54M
- Total debt
- $772.85M
- P/E
- —
- Price / sales
- 1.1×
- Price / book
- 0.8×
- FCF yield
- +15.1%
- Net margin
- -49.6%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Repay Holdings Corp
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments.
Read more
The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.
- Website
- repay.com
- Headquarters
- Atlanta, GA, United States
- Employees
- 486
- Listed
- Jul 17, 2018
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 22, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier.
| Quarter | Revenue | YoY | Gross margin | Op. income | Net income |
|---|---|---|---|---|---|
| Jun 2026filed Aug 10, 2026 | $100.7M | +33.2% | 70.1% | -$3.3M | -$11.0M |
| Mar 2026filed May 4, 2026 | $80.8M | +4.5% | 76.1% | -$7.0K | -$9.9M |
| Dec 2025filed Mar 9, 2026 | $78.6M | +0.4% | 74.2% | -$4.3M | -$140.1M |
| Sep 2025filed Nov 10, 2025 | $77.7M | -1.8% | 74.4% | -$3.0M | -$6.4M |
| Jun 2025filed Aug 11, 2025 | $75.6M | +1.0% | 75.7% | -$104.9M | -$102.3M |
| Mar 2025filed May 12, 2025 | $77.3M | -4.2% | 75.9% | -$3.6M | -$7.9M |
| Dec 2024filed Mar 3, 2025 | $78.3M | +3.0% | 76.3% | -$1.2M | -$4.1M |
| Sep 2024filed Nov 12, 2024 | $79.1M | +6.5% | 77.8% | -$675.0K | $3.2M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Gross margin | Op. income | Net income |
|---|---|---|---|---|---|
| Dec 2025filed Mar 9, 2026 | $309.3M | -1.2% | 75.0% | -$12.0M | -$256.7M |
| Dec 2024filed Mar 3, 2025 | $313.0M | +5.5% | 77.1% | -$7.8M | -$10.2M |
| Dec 2023filed Feb 29, 2024 | $296.6M | +6.2% | 76.5% | -$111.4M | -$110.5M |
| Dec 2022filed Mar 1, 2023 | $279.2M | +27.4% | 76.8% | -$47.2M | $12.8M |
| Dec 2021filed Mar 1, 2022 | $219.3M | +41.4% | 74.7% | -$54.0M | -$50.1M |
| Dec 2020filed Mar 1, 2021 | $155.0M | +48.2% | 73.3% | -$32.0M | -$105.6M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched RPAY. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
3,793,955 shares short
+18,692 shares (+0.5%) vs Sep 30, 2026
9% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
3,775,263 shares short
-174,385 shares (-4.4%) vs Sep 15, 2026
8.9% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
3,949,648 shares short
+48,893 shares (+1.3%) vs Aug 31, 2026
8.5% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
3,900,755 shares short
-64,372 shares (-1.6%) vs Aug 14, 2026
8.4% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
3,965,127 shares short
-164,711 shares (-4%) vs Jul 31, 2026
8.5% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
4,129,838 shares short
-58,481 shares (-1.4%) vs Jul 15, 2026
8.9% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind RPAY’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
No qualified cash-dividend records are stored. This does not establish that the company pays no dividend.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
No qualified split events are stored. This does not establish that the stock has never split.
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
12 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 29, 2026
Smart-money 13F trend: distributing (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 1 days ago
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What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 3
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
142 filers reported a long position in RPAY for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
72.1%
of the 71.9M shares 13-F filers reported
Moves vs Q1 2026
7 added3 trimmed
Net shares held
+12.3%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | Forager Capital Management, LLC | $46.6M · 11.1M shares | 11.1M | +20.2% |
| 2 | Veradace Capital Management LLC | $30.3M · 7.2M shares | 7.2M | +0.2% |
| 3 | PRIVATE MANAGEMENT GROUP INC | $27.3M · 6.5M shares | 6.5M | +7.2% |
| 4 | BlackRock, Inc. | $26.3M · 6.3M shares | 6.3M | -0.3% |
| 5 | AMERICAN CENTURY COMPANIES INC | $25.7M · 6.1M shares | 6.1M | +49.7% |
| 6 | AQR CAPITAL MANAGEMENT LLC | $18.9M · 4.5M shares | 4.5M | +12.7% |
| 7 | VANGUARD CAPITAL MANAGEMENT LLC | $13M · 3.1M shares | 3.1M | -4.3% |
| 8 | DIMENSIONAL FUND ADVISORS LP | $12.1M · 2.9M shares | 2.9M | -2.4% |
| 9 | Pacific Ridge Capital Partners, LLC | $9.4M · 2.2M shares | 2.2M | +58.5% |
| 10 | STATE STREET CORP | $8.3M · 2M shares | 2M | +12.3% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of RPAY file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Aug 14, 2026 | AMERICAN CENTURY INVESTMENT MANAGEMENT INC13G · passive | 6.8% |
| Aug 13, 2026 | AQR CAPITAL MANAGEMENT LLC13G · passive · amended | 5.02% |
| Jul 15, 2026 | BT PARENT GP LLC13D · activist · amended | 9.38% |
| Jun 29, 2026 | Forager Fund LP13D · activist · amended | 12.4% |
| Jun 4, 2026 | Veradace Capital Management LLC13D · activist · amended | 8.2% |
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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