MSBI
Midland States Bancorp, Inc.NASDAQ
Financial Services • Banks - Regional
Factor tilt: Small-Cap Momentum
$31.72+0.38%
Close Nov 6, 2026
- Market cap
- $657.55M
- 1 month
- -2.6%
- 3 months
- -4.5%
- 1 year
- +99.0%
- 52-week range
- $15.18$34.53
- Dividend, last 12 mo
- $1.29 · 4.07% yield
- Last ex-date
- Aug 14, 2026 · $0.33
- Dividend growth
- 9+ years in a row
- Short interest
- 5.4% of float1M shares · settled Oct 15, 2026 · +11.3% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $443.68M
- Net income
- $58.27M
- Free cash flow
- —
- Book value
- $531.37M
- Total debt
- —
- P/E
- 11.3×
- Price / sales
- 1.5×
- Price / book
- 1.2×
- FCF yield
- —
- Net margin
- +13.1%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Midland States Bancorp, Inc.
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments.
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The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.
- Website
- midlandsb.com
- Headquarters
- Effingham, IL, United States
- Employees
- 839
- Listed
- May 24, 2016
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 31, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Sep 30, 2026 | $116.3M | +0.6% | $22.8M |
| Jun 2026filed Jul 30, 2026 | $111.9M | -5.2% | $19.9M |
| Mar 2026filed Apr 30, 2026 | $108.1M | +59.7% | $18.5M |
| Dec 2025filed Mar 2, 2026 | $107.3M | +91.6% | -$2.9M |
| Sep 2025filed Nov 6, 2025 | $115.5M | -16.0% | $7.6M |
| Jun 2025filed Sep 8, 2025 | $118.1M | -12.3% | $12.0M |
| Mar 2025filed Apr 30, 2025 | $67.7M | -51.1% | $14.8M |
| Dec 2024filed Jan 23, 2025 | $56.0M | -52.3% | -$54.8M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Mar 2, 2026 | $467.6M | -14.4% | -$124.3M |
| Dec 2024filed Jul 1, 2025 | $546.1M | +720.0% | $38.0M |
| Dec 2023filed Jan 25, 2024 | $66.6M | -84.7% | $75.5M |
| Dec 2022filed Feb 24, 2023 | $436.5M | +39.4% | $100.2M |
| Dec 2021filed Feb 25, 2022 | $313.2M | -0.9% | $81.3M |
| Dec 2020filed Feb 26, 2021 | $316.0M | -3.4% | $22.5M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched MSBI. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
1,049,161 shares short
+106,109 shares (+11.3%) vs Sep 30, 2026
5.4% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
943,052 shares short
-73,468 shares (-7.2%) vs Sep 15, 2026
4.8% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
1,016,520 shares short
+33,951 shares (+3.5%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
982,569 shares short
+73,022 shares (+8%) vs Aug 14, 2026
5% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
909,547 shares short
+7,714 shares (+0.9%) vs Jul 31, 2026
4.7% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
901,833 shares short
+75,322 shares (+9.1%) vs Jul 15, 2026
4.6% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind MSBI’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.33 per share
Ex-dividend date: Nov 13, 2026 (future recorded date)
Recorded pay date: Nov 20, 2026 (pending)
Cash dividend · Polygon event record
USD 0.33 per share
Ex-dividend date: Aug 14, 2026
Recorded pay date: Aug 21, 2026 (past date)
Cash dividend · Polygon event record
USD 0.32 per share
Ex-dividend date: May 15, 2026
Recorded pay date: May 22, 2026 (past date)
Cash dividend · Polygon event record
USD 0.32 per share
Ex-dividend date: Feb 13, 2026
Recorded pay date: Feb 20, 2026 (past date)
Cash dividend · Polygon event record
USD 0.32 per share
Ex-dividend date: Nov 14, 2025
Recorded pay date: Nov 21, 2025 (past date)
Cash dividend · Polygon event record
USD 0.32 per share
Ex-dividend date: Aug 15, 2025
Recorded pay date: Aug 22, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
No qualified split events are stored. This does not establish that the stock has never split.
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
14 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 30, 2026
Smart-money 13F trend: distributing (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 59 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 3
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
156 filers reported a long position in MSBI for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
58.5%
of the 14.6M shares 13-F filers reported
Moves vs Q1 2026
3 added5 trimmed
2 unchanged
Net shares held
+0.2%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $90.9M · 2.9M shares | 2.9M | +2.3% |
| 2 | DIMENSIONAL FUND ADVISORS LP | $26.8M · 859.4K shares | 859.4K | -3.5% |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | $26.4M · 847.4K shares | 847.4K | -6% |
| 4 | Busey Bank | $23.6M · 759.3K shares | 759.3K | Unchanged |
| 5 | STATE STREET CORP | $21.6M · 694.1K shares | 694.1K | -9.4% |
| 6 | AMERICAN CENTURY COMPANIES INC | $17.6M · 563.7K shares | 563.7K | -3.8% |
| 7 | GEODE CAPITAL MANAGEMENT, LLC | $16.7M · 537.3K shares | 537.3K | +0.6% |
| 8 | HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $16.1M · 517.3K shares | 517.3K | -4.3% |
| 9 | Patriot Financial Partners GP II, L.P. | $13.7M · 438.5K shares | 438.5K | Unchanged |
| 10 | ACADIAN ASSET MANAGEMENT LLC | $12.7M · 408.4K shares | 408.4K | +59.4% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of MSBI file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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