HAPN
Happen, Inc. Common StockNASDAQ
Financial Services • Banks - Regional
$15.96-1.36%
Close Nov 6, 2026
- Market cap
- $1.88B
- 1 month
- +4.1%
- 3 months
- -17.9%
- 1 year
- —
- Dividend
- No dividends on record
- Short interest
- 6.9% of float7.7M shares · settled Oct 15, 2026 · +18.6% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $1.25B
- Net income
- $210.58M
- Free cash flow
- —
- Book value
- $1.59B
- Total debt
- —
- P/E
- 8.9×
- Price / sales
- 1.5×
- Price / book
- 1.2×
- FCF yield
- —
- Net margin
- +16.9%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Happen, Inc. Common Stock
Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card
Read more
refinancing and debt consolidation; financing for health and wellness; and balance transfer, credit card and debt consolidation, emergency, funeral, home improvement, moving, small, and wedding loans. It also provides commercial lending, including small business and SBA loans. In addition, the company operates a lending marketplace platform. It serves individual consumers and small businesses. The company was formerly known as LendingClub Corporation and changed its name to Happen, Inc. in June 2026. Happen, Inc. was incorporated in 2006 and is headquartered in San Francisco, California.
- Website
- happen.com
- Headquarters
- San Francisco, CA, United States
- Employees
- 1,075
- Listed
- Dec 11, 2014
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 31, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 28, 2026 | $278.3M | -20.4% | $59.3M |
| Jun 2026filed Jul 30, 2026 | $352.8M | +6.5% | $58.1M |
| Mar 2026filed Apr 30, 2026 | $261.2M | -12.9% | $51.6M |
| Dec 2025filed Feb 12, 2026 | $354.0M | +12.2% | $41.6M |
| Sep 2025filed Oct 30, 2025 | $349.6M | +15.8% | $44.3M |
| Jun 2025filed Jul 31, 2025 | $331.3M | +19.0% | $38.2M |
| Mar 2025filed May 1, 2025 | $299.8M | +13.1% | $11.7M |
| Dec 2024filed Feb 13, 2025 | $315.4M | +15.6% | $9.7M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 12, 2026 | $1.3B | +15.0% | $135.7M |
| Dec 2024filed Feb 13, 2025 | $1.2B | +2.2% | $51.3M |
| Dec 2023filed Feb 16, 2024 | $1.1B | -10.6% | $38.9M |
| Dec 2022filed Feb 9, 2023 | $1.3B | +41.3% | $289.7M |
| Dec 2021filed Feb 11, 2022 | $898.6M | +97.4% | $18.6M |
| Dec 2020filed Mar 11, 2021 | $455.2M | -53.5% | -$187.5M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched HAPN. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
7,697,197 shares short
+1,208,968 shares (+18.6%) vs Sep 30, 2026
6.9% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
6,488,229 shares short
+131,539 shares (+2.1%) vs Sep 15, 2026
5.8% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
6,356,690 shares short
+614,108 shares (+10.7%) vs Aug 31, 2026
5.7% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
5,742,582 shares short
+908,371 shares (+18.8%) vs Aug 14, 2026
Share of float unavailable. Published Sep 10, 2026.
Settlement Aug 14, 2026
4,834,211 shares short
Earlier settlement unavailable; change not calculated.
Share of float unavailable. Published Aug 25, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind HAPN’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
No qualified cash-dividend records are stored. This does not establish that the company pays no dividend.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
1 for 5 · reverse split
Effective Jul 8, 2019
Each 5 pre-split shares become 1 post-split share.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: LOW
8 smart-money holders: institutions with a high Holder IQ
Q2 2026, due Aug 14, 2026
Smart-money 13F trend: unchanged (light)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 1 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 1
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
248 filers reported a long position in HAPN for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
58.3%
of the 104.4M shares 13-F filers reported
Moves vs Q1 2026
8 added2 trimmed
Net shares held
+8.8%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | WELLINGTON MANAGEMENT GROUP LLP | $317M · 15.3M shares | 15.3M | +19.8% |
| 2 | BlackRock, Inc. | $208.7M · 10.1M shares | 10.1M | +4.9% |
| 3 | VANGUARD PORTFOLIO MANAGEMENT LLC | $171.1M · 8.2M shares | 8.2M | +8.1% |
| 4 | DIMENSIONAL FUND ADVISORS LP | $130.4M · 6.3M shares | 6.3M | +9.1% |
| 5 | VANGUARD CAPITAL MANAGEMENT LLC | $101.9M · 4.9M shares | 4.9M | +0.1% |
| 6 | T. Rowe Price Investment Management, Inc. | $77M · 3.7M shares | 3.7M | +77.7% |
| 7 | Senvest Management, LLC | $69.4M · 3.3M shares | 3.3M | -26.4% |
| 8 | AMERICAN CENTURY COMPANIES INC | $65.3M · 3.1M shares | 3.1M | +16.6% |
| 9 | GEODE CAPITAL MANAGEMENT, LLC | $61.1M · 2.9M shares | 2.9M | -5.4% |
| 10 | STATE STREET CORP | $61M · 2.9M shares | 2.9M | +1.7% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of HAPN file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Oct 30, 2026 | VANGUARD PORTFOLIO MANAGEMENT LLC13G · passive · amended | 8.41% |
| Aug 13, 2026 | WELLINGTON MANAGEMENT GROUP LLP13G · passive · amended | 13.3% |
| Jul 31, 2026 | VANGUARD CAPITAL MANAGEMENT LLC13G · passive | 5% |
| Apr 24, 2026 | Bay Pond Investors (Bermuda) L.P.13G · passive | 5.1% |
| Apr 24, 2026 | Bay Pond Partners LP13G · passive | 5.1% |
| Apr 9, 2026 | DIMENSIONAL FUND ADVISORS LP13G · passive | 5% |
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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