CINF
Cincinnati Financial CorporationNASDAQ
Financial Services • Insurance - Property & Casualty
Factor tilt: Large-Cap Defensive
$185.48-1.50%
Close Nov 6, 2026
- Market cap
- $28.69B
- 1 month
- +12.2%
- 3 months
- +6.7%
- 1 year
- +15.9%
- 52-week range
- $153.68$192.03
- Dividend, last 12 mo
- $3.69 · 1.99% yield
- Last ex-date
- Sep 23, 2026 · $0.94
- Dividend growth
- 15+ years in a row
- Short interest
- 4.1M sharessettled Oct 15, 2026 · -6.9% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $13.28B
- Net income
- $2.66B
- Free cash flow
- —
- Book value
- $16.18B
- Total debt
- —
- P/E
- 10.8×
- Price / sales
- 2.2×
- Price / book
- 1.8×
- FCF yield
- —
- Net margin
- +20.1%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Cincinnati Financial Corporation
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation.
Read more
This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
- Website
- cinfin.com
- Headquarters
- Fairfield, OH, United States
- Employees
- 5,705
- Listed
- Mar 26, 1990
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 28, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 26, 2026 | $3.0B | -18.2% | $459.0M |
| Jun 2026filed Jul 27, 2026 | $4.3B | +31.6% | $1.3B |
| Mar 2026filed Apr 27, 2026 | $2.9B | +11.6% | $274.0M |
| Dec 2025filed Feb 23, 2026 | $3.1B | +21.8% | $676.0M |
| Sep 2025filed Oct 27, 2025 | $3.7B | +12.2% | $1.1B |
| Jun 2025filed Jul 28, 2025 | $3.2B | +27.7% | $685.0M |
| Mar 2025filed Apr 28, 2025 | $2.6B | -12.6% | -$90.0M |
| Dec 2024filed Feb 24, 2025 | $2.5B | -24.4% | $405.0M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 23, 2026 | $12.6B | +11.4% | $2.4B |
| Dec 2024filed Feb 24, 2025 | $11.3B | +13.2% | $2.3B |
| Dec 2023filed Feb 6, 2024 | $10.0B | +52.6% | $1.8B |
| Dec 2022filed Feb 23, 2023 | $6.6B | -31.8% | -$487.0M |
| Dec 2021filed Feb 24, 2022 | $9.6B | +27.7% | $3.0B |
| Dec 2020filed Feb 25, 2021 | $7.5B | -4.9% | $1.2B |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched CINF. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
4,056,044 shares short
-301,512 shares (-6.9%) vs Sep 30, 2026
Share of float unavailable. Published Oct 26, 2026.
Settlement Sep 30, 2026
4,357,556 shares short
+597,794 shares (+15.9%) vs Sep 15, 2026
Share of float unavailable. Published Oct 9, 2026.
Settlement Sep 15, 2026
3,759,762 shares short
+143,547 shares (+4%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
3,616,215 shares short
+132,648 shares (+3.8%) vs Aug 14, 2026
2.4% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
3,483,567 shares short
-213,214 shares (-5.8%) vs Jul 31, 2026
2.3% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
3,696,781 shares short
+285,183 shares (+8.4%) vs Jul 15, 2026
2.4% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind CINF’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.94 per share
Ex-dividend date: Sep 23, 2026
Recorded pay date: Oct 15, 2026 (past date)
Cash dividend · Polygon event record
USD 0.94 per share
Ex-dividend date: Jun 23, 2026
Recorded pay date: Jul 15, 2026 (past date)
Cash dividend · Polygon event record
USD 0.94 per share
Ex-dividend date: Mar 24, 2026
Recorded pay date: Apr 15, 2026 (past date)
Cash dividend · Polygon event record
USD 0.87 per share
Ex-dividend date: Dec 22, 2025
Recorded pay date: Jan 15, 2026 (past date)
Cash dividend · Polygon event record
USD 0.87 per share
Ex-dividend date: Sep 22, 2025
Recorded pay date: Oct 15, 2025 (past date)
Cash dividend · Polygon event record
USD 0.87 per share
Ex-dividend date: Jun 23, 2025
Recorded pay date: Jul 15, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
21 for 20 · forward split
Effective Apr 4, 2005
Each 20 pre-split shares become 21 post-split shares.
Source: EODHD
21 for 20 · forward split
Effective Apr 28, 2004
Each 20 pre-split shares become 21 post-split shares.
Source: EODHD
3 for 1 · forward split
Effective May 18, 1998
Each 1 pre-split share becomes 3 post-split shares.
Source: EODHD
21 for 20 · forward split
Effective Mar 13, 1996
Each 20 pre-split shares become 21 post-split shares.
Source: EODHD
21 for 20 · forward split
Effective Mar 13, 1995
Each 20 pre-split shares become 21 post-split shares.
Source: EODHD
3 for 1 · forward split
Effective May 18, 1992
Each 1 pre-split share becomes 3 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
80 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 29, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: neutral
Last trade: buy 72 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
958 filers reported a long position in CINF for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
53.5%
of the 111.6M shares 13-F filers reported
Moves vs Q1 2026
9 added1 trimmed
Net shares held
+6.1%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $2.3B · 12.6M shares | 12.6M | 0% |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | $1.9B · 10.1M shares | 10.1M | +0.1% |
| 3 | STATE STREET CORP | $1.6B · 8.5M shares | 8.5M | +3% |
| 4 | VANGUARD PORTFOLIO MANAGEMENT LLC | $1.5B · 8.2M shares | 8.2M | +0.4% |
| 5 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $1B · 5.5M shares | 5.5M | +8.7% |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | $776.5M · 4.2M shares | 4.2M | +0.2% |
| 7 | FIRST TRUST ADVISORS LP | $767.4M · 4.1M shares | 4.1M | +97% |
| 8 | Invesco Ltd. | $494.5M · 2.7M shares | 2.7M | +27.1% |
| 9 | MORGAN STANLEY | $354.1M · 1.9M shares | 1.9M | +1.6% |
| 10 | BANK OF AMERICA CORP /DE/ | $347.9M · 1.9M shares | 1.9M | +1% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of CINF file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Apr 29, 2026 | VANGUARD PORTFOLIO MANAGEMENT LLC13G · passive | 5.22% |
| Apr 29, 2026 | VANGUARD CAPITAL MANAGEMENT LLC13G · passive | 7.51% |
| Mar 26, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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