OP Bancorp
For the period ended Mar 31, 2026. Filed May 15, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 15, 2026
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Provision for Credit Losses
Provision for credit losses was $412 thousand for the first quarter of 2026, compared with $736 thousand in the same period a year ago. The decrease primarily reflected lower qualitative reserves resulting from shifts in portfolio characteristics, partially offset by the higher specific reserves associated with additional nonaccrual CRE loans.
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