OP Bancorp

Under rules adopted by the SEC, we are furnishing proxy materials to our shareholders primarily via the internet, rather than mailing printed copies to each shareholder. On or about April 16, 2026, we are sending shareholders a Notice of Internet Availability of Proxy Materials (“Notice of Internet Availability”) containing instructions on how to access our proxy materials, including our proxy statement for the 2026 Annual Meeting and our 2025 Annual Report. The Notice of Internet Availability also provides instructions on how to vote by telephone or online, as well as how to request a paper copy of the proxy materials by mail. If you prefer to receive printed proxy materials, please follow the instructions included in the Notice of Internet Availability.