VOYA CREDIT INCOME FUND

PROPOSAL 3

Voya Investments, an Arizona limited liability company, is registered with the SEC as an investment adviser. Voya Investments serves as the investment adviser to, and has overall responsibility for the management of, each Fund. Voya Investments oversees all investment advisory and portfolio management services and assists in managing and supervising all aspects of the general day-to-day business activities and operations of each Fund, including, but not limited to, the following: custodial, transfer agency, dividend disbursing, accounting, auditing, compliance, and related services.

Voya Investments began business as an investment adviser in 1994 and currently serves as investment adviser to certain registered investment companies, consisting of open- and closed-end registered investment companies and collateralized loan obligations. Voya Investments is an indirect subsidiary of Voya Financial, Inc. Voya Financial, Inc. is a U.S.-based financial institution whose subsidiaries operate in the retirement, investment, and insurance industries. Voya Investments' principal business address is 7337 East Doubletree Ranch Road, Suite 100, Scottsdale, Arizona 85258.

The Board and shareholders of GI&G Fund most recently approved the Management Agreement on November 14, 2024, and May 13, 2013, respectively. For the most recent fiscal year ended May 31, 2025, GI&G Fund paid $2,349,740 in management fees to the Adviser which is the same amount the Adviser would have received under the Amendment. Appendix Glists the names and principal occupations of the principal executive officers of the Adviser.

Voya Investment Management Co. LLC (“Voya IM” or the “Sub- Adviser”), a Delaware limited liability company, was founded in 1972 and is registered with the SEC as an investment adviser. Voya IM is the sub-adviser to GI&G Fund and provides the day-to-day management of GI&G Fund’s portfolio. Voya IM has acted as an investment adviser or sub-adviser to mutual funds since 1994 and has managed institutional accounts since 1972. Voya IM is an indirect subsidiary of Voya Financial, Inc. and is an affiliate of the Adviser. Voya IM's principal business address is 200 Park Avenue, New York, New York 10169.

If shareholders approve the Amendment, the Adviser and Voya IM will amend its sub-advisory agreement to provide for a flat fee rate of 0.3375% of

GI&G Fund’s average daily net assets in connection with the services the Sub- Adviser provides to GI&G Fund (the same rate with respect to Direct Investments under the current sub-advisory agreement). These fees are paid by the Adviser and not the GI&G Fund.

For the most recent fiscal year, the GI&G Fund did not use affiliated brokers to execute portfolio transactions. Appendix Hincludes the amount paid to Voya Investments Distributor, LLC by the GI&G Fund.