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Upstart Holdings Inc

For the period ended Dec 31, 2024. Filed Feb 14, 2025.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 14, 2025

UPST$22.25+1.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 2. Properties

Our corporate headquarters is located in San Mateo, California and consists of 108,015 square feet of space under leases that expire in February 2028. In addition to our headquarters, we lease 54,870 square feet of office space in Columbus, Ohio expiring in June 2027, 146,024 square feet of office space for origination and servicing operations in Columbus, Ohio expiring in August 2029, 12,493 square feet of office space in Austin, Texas expiring in March 2028, and have an agreement to use 507 square feet of office space in New York, New York expiring in March 2025.

We lease all of our facilities and do not own any real property. We believe our facilities are adequate and suitable for our current needs and that, should it be needed, suitable additional or alternative space will be available to accommodate our operations.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.