Public Policy Holding Company, Inc.

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth companyx

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. x

Item 1.01. Entry into a Material Definitive Agreement.

On November 2, 2026, Public Policy Holding Company, Inc. (the “Company”) and certain of its subsidiaries entered into a Credit Agreement (the “New Credit Agreement”) with the lenders party thereto and Bank of America, N.A., as administrative agent, swingline lender and letter of credit issuer.

The New Credit Agreement provides for $105.0 million of senior secured credit facilities, consisting of a $65.0 million term loan facility and a $40.0 million revolving credit facility (collectively, the “Credit Facilities”). The Company intends to seek commitments from additional lenders through a syndication to increase the Credit Facilities to an aggregate $150 million. Syndication is being undertaken on a best-efforts basis and is currently anticipated to close in January 2027. The New Credit Agreement further includes an additional uncommitted accordion option of up to $50 million, subject to lender approval and the satisfaction of applicable conditions. The Credit Facilities mature on November 2, 2031.

Borrowings under the Credit Facilities bear interest at variable rates based on the Secured Overnight Financing Rate (“SOFR”) plus a margin of 185 to 230 basis points, determined by the net leverage ratio. An unused commitment fee of 15 to 25 basis points applies to undrawn revolving commitments, also based on net leverage. 5.0% of the original balance of the term loan will amortize in each of years one and two, 7.5% in each of years three and four and 10.0% in year five, with the remaining balance due at maturity on November 2, 2031. The revolving credit facility is interest only.

Proceeds of the Credit Facilities may be used to refinance existing indebtedness, finance permitted acquisitions, including the Reevemark acquisition, and for working capital and other general corporate purposes. The obligations are guaranteed by certain Company subsidiaries and secured by substantially all of the personal property of the loan parties, subject to customary exceptions.

The New Credit Agreement contains customary affirmative and negative covenants and events of default. The obligations under the New Credit Agreement may be accelerated upon the occurrence of specified events of default.

The foregoing description of the New Credit Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the New Credit Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.

Item 1.02. Termination of a Material Definitive Agreement.

In connection with entering into the New Credit Agreement, on November 2, 2026, the Company repaid all amounts outstanding under and terminated its existing credit agreement, dated as of February 28, 2023, among the Company, certain of its subsidiaries and Bank of America, N.A., as lender, as amended from time to time.

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

At the closing, the Company borrowed $65.0 million under the term loan facility.

The information set forth under Item 1.01 of this Current Report on Form 8-K is incorporated into this Item 2.03 by reference.

A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits