Affirm Holdings, Inc.

(b)Rule 10b5-1 Trading Plans

During the three months ended June 30, 2026, the following directors and officers of the Company adopted orterminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K, as follows:

On May 21, 2026, Rob O’Hare, our Chief Financial Officer, adopted a Rule 10b5-1 trading arrangement providing for the sale of the Company’s Class A common stock (a “Rule 10b5-1 Trading Plan”) that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c). Mr. O’Hare’s Rule 10b5-1 Trading Plan provides for (i) the exercise of up to 85,849 employee stock options and the sale of the underlying shares of our Class A common stock, and (ii) the sale of up to 7,684 shares of our Class A common stock plus additional shares of our Class A common stock to be received upon the vesting of RSUs to occur on various dates within the duration of the trading arrangement, pursuant to one or more limit orders, on or after September 1, 2026 until March 31, 2027, or earlier if all transactions under the trading arrangement are completed.

On June 2, 2026, Katherine Adkins, our Chief Legal Officer and Chief Compliance Officer, adopted a Rule 10b5-1 Trading Plan. Ms. Adkins’ Rule 10b5-1 Trading Plan provides for the exercise of up to 119,037 employee stock options and the sale of the underlying shares of our Class A common stock pursuant to one or more limit orders on or after September 1, 2026 until June 30, 2027, or earlier if all transactions under the trading arrangement are completed.

On June 15, 2026, Max Levchin, our Chief Executive Officer, terminated a Rule 10b5-1 Trading Plan. Mr. Levchin’s Rule 10b5-1 Trading Plan was adopted on March 17, 2025 and provided for the exercise of up to 4,000,000 employee stock options and the sale of the underlying shares of our Class A common stock pursuant to one or more limit orders on or after June 20, 2025 until June 18, 2026, or earlier if all transactions under the trading arrangement were completed.