Finance of America Companies Inc.

A&R LFH Promissory Note

On August 4, 2026, FAR entered into an amended and restated version of the LFH Promissory Note (the “A&R LFH Promissory Note”) with LFH. The A&R LFH Promissory Note provides for an uncommitted revolving facility of up to $20.0 million, provided that FAR can request that LFH grant a one-time temporary (not greater than 90 days) increase in the facility size by an amount no greater than $30.0 million (resulting in an uncommitted revolving facility of up to $50.0 million). The A&R LFH Promissory Note accrues interest at a rate of 10% per annum and matures on August 4, 2027. The A&R LFH Promissory Note contains certain covenants and customary events of default.

Second Amended and Restated Bylaws

As disclosed in our Current Report on Form 8-K, filed on August 3, 2026, on July 31, 2026, the Company’s Second Amended and Restated Bylaws (the “A&R Bylaws”) became effective, as approved by the Company’s Board of Directors. Among other items, including technical changes, the A&R Bylaws reflect recent developments and clarifying revisions related to Delaware law and the federal securities laws (including with respect to stockholder proposals and meetings). The A&R Bylaws update the procedural and disclosure requirements for stockholder nominations of directors or proposals of other business at the Company’s meetings of stockholders (including both annual and special meetings of stockholders) under the Company’s advance notice provisions, including, without limitation, (i) incorporating universal proxy card rules pursuant to Rule 14a-19 under the Securities Exchange Act of 1934, as amended, (ii) requiring additional representations of stockholders nominating a director or proposing business, requiring additional information to be included in such stockholders’ notices and requiring such stockholders to make certain agreements, and (iii) in the case of director nominations, requiring additional information about director nominees to be included in stockholders’ notices, requiring director nominees to complete a questionnaire with respect to such director nominee’s background, qualification and independence, and requiring director nominees to make certain representations and agreements.

The foregoing description of the A&R Bylaws does not purport to be complete and is qualified in its entirety by reference to the full text of the A&R Bylaws, a copy of which is included as Exhibit 3.3 to this Form 10-Q and is incorporated herein by reference.

Trading Plans

During the quarter ended June 30, 2026, none of our directors or Section 16 officers informed us of theadoption, modification, ortermination of a Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (in each case, as defined in Item 408(a) of Regulation S-K).