MITSUBISHI UFJ FINANCIAL GROUP INC

Assets, income and expenses attributable to foreign operations are allocated to geographical areas based on the domicile of the debtors and customers. In general, we have allocated all direct expenses and a proportionate share of general and administrative expenses to income derived from foreign loans and other transactions by our foreign operations to the relevant foreign geographical areas. Certain charges, such as most impairment charges on goodwill, are recognized as domestic expenses. For further information, see Note 30 to our consolidated financial statements.

Note:

(1)Other areas primarily include Canada, Latin America, the Caribbean and the Middle East.

Domestic net income attributable to Mitsubishi UFJ Financial Group for the fiscal year ended March 31, 2026 was ¥270.4 billion compared to net loss of ¥343.7 billion for the fiscal year ended March 31, 2025. This improvement was primarily due to higher interest income in the rising interest environment in Japan as well as an increase in non-interest income due to valuation gains on marketable equity securities reflecting higher stock prices.

Foreign net income attributable to Mitsubishi UFJ Financial Group for the fiscal year ended March 31, 2026 was ¥1,459.0 billion compared to net income of ¥1,610.6 billion for the fiscal year ended March 31, 2025. This decrease reflected larger foreign exchange account losses in Europe arising from derivative transactions. These losses were partially offset by increases in equity in earnings of equity method investees and net trading account profits particularly in the United States. In Asia/Oceania excluding Japan, while both revenue and expenses decreased, net income increased primarily due to higher net interest income on loans at Krungsri.