Dream Finders Homes, Inc.

Stockholder Proposals and Nominations for Director for the 2027 Annual Meeting of Stockholders

Stockholder proposals intended for inclusion in next year’s proxy materials related to the 2027 Annual Meeting pursuant to SEC Rule 14a-8 must be received at the Company’s principal executive offices on or before December 17, 2026, or, if the date of the 2027 Annual Meeting has been changed by more than 30 days from the date of the anniversary of the 2026 Annual Meeting (i.e., June 8, 2027), then the deadline is a reasonable time before the Company begins to print and send its proxy materials related to the 2027 Annual Meeting. Stockholder proposals received after December 17, 2026 will be considered untimely under Rule 14a-8.

Stockholder proposals intended to be presented at the 2027 Annual Meeting must be submitted in accordance with the specific procedures and requirements set forth in Article II, Section 2 of our Bylaws and any director nominations must be submitted in accordance with the specific procedures and requirements also set forth in Article II, Section 2 of our Bylaws. These procedures require that any nominations or proposals must be delivered to, or mailed and received at, the Company’s principal executive offices no earlier than February 8, 2027 and no later than March 10, 2027 in order to be considered.

In the event the date of the 2027 Annual Meeting is more than 30 days before or after June 8, 2027, any nominations or proposals must be delivered to, or mailed and received at, the Company’s principal executive offices no earlier than the 120 th day before the date of the 2027 Annual Meeting and no later than the 90 th day prior to the 2027 Annual Meeting or the close of business on the 10 th day following the day on which the first public disclosure of the date of the 2027 Annual Meeting is made.

As allowed under the rules of the Exchange Act, the persons named in the proxy for the 2027 Annual Meeting may use discretionary authority to vote with respect to any proposal not included in the Company’s proxy materials that is presented by a stockholder in person at the 2027 Annual Meeting if the stockholder making the proposal has not given timely notice of the proposal to the Company.

Householding

The SEC has adopted rules that permit companies and intermediaries, such as brokers and banks, to provide notice to an address shared by two or more stockholders by delivering a single notice to those stockholders. This procedure is referred to as “householding.” We do not household our Notice of Internet Availability with respect to our stockholders of record. However, if you hold your shares in street name, your intermediary, such as a broker or bank, may rely on householding and you may receive a single notice if you share an address with another stockholder.

Once you have received notice from your broker that they will be householding materials to your address, householding will continue until you are notified otherwise or until you revoke your consent. If, at any time, you no longer wish to participate in householding and would prefer to receive a separate copy of the Notice of Internet Availability, or if you are receiving multiple copies of the Notice of Internet Availability and wish to receive only one, please notify your broker. Stockholders who currently receive multiple Notices of Internet Availability at their address and would like to request “householding” of their communication should contact their broker.

Other Matters

We do not know of any matters other than those stated above that are to be brought before the Annual Meeting. However, if any other matters should be properly presented for consideration and voting, it is the intention of the persons named in the proxy to vote on those matters in accordance with their judgment.

Obtaining Copies of the Company’s 2025 Annual Report on Form 10-K

STOCKHOLDERS OF THE COMPANY MAY OBTAIN, WITHOUT CHARGE, A COPY OF THE 2025 ANNUAL REPORT ON FORM 10-K BY SENDING A WRITTEN REQUEST FOR THE 2025 ANNUAL REPORT ON FORM 10-K TO INVESTOR RELATIONS, DREAM FINDERS HOMES, INC., 14701 PHILIPS HIGHWAY, SUITE 300, JACKSONVILLE, FLORIDA 32256.

By Order of the Board of Directors

Dream Finders Homes, Inc.

Jacksonville, Florida

April 16, 2026