Banco BBVA Argentina S.A.

This Form 20-F contains words, such as “believe”, “expect”, “estimate”, “intend”, “plan”, “may” and “anticipate” and similar expressions that identify forward-looking statements, which reflect our views about future events and financial performance. Actual results could differ materially as a result of factors beyond our control, including but not limited to:

•changes in general economic, business or political or other conditions in the Republic of Argentina (“Argentina” or “the Republic”) or changes in general economic or business conditions worldwide, including as a result of the recent war in Iran;

•governmental intervention and regulation (including banking and tax regulations);

•developments in the global financial markets;

•deterioration in the Argentine financial system or regional business and economic conditions;

•inflation;

•the outbreak and spread of a pandemic and other large-scale public health events;

•changes in exchange rates or capital markets in general that may affect policies towards or lending to Argentina or Argentine companies;

•changes in interest rates which may adversely affect our margins;

•adverse legal or regulatory disputes or proceedings;

•credit and other risks of lending, such as increases in defaults by borrowers and other delinquencies;

•increase in the provisions for loan losses;

•fluctuations and declines in the value of Argentine public debt;

•decreases in deposits or in the number of our customers;

•competition in the banking, financial services and related industries and the loss of market share;

•unanticipated increases in financing and other costs or the inability to obtain additional debt, equity or wholesale financing on attractive terms or at all; and

•the factors discussed under“Item 3. Key Information—D. Risk Factors”.

Accordingly, readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Banco BBVA Argentina S.A. (“BBVA Argentina” or the “Bank”) undertakes no obligation to update or revise these forward-looking statements or to publicly release the results of any revisions to these forward-looking statements. The accompanying information in this annual report, including, without limitation, the information under“Item 4. Information on the Company”,“Item 5. Operating and Financial Review and Prospects” and“Item 11. Quantitative and Qualitative Disclosures About Market Risk” identifies important factors that could cause material differences between any forward-looking statements and actual results.