ING GROEP NV
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
View on SEC.govAbout this filing
The yearly report of a company based outside the US. It covers much of what a 10-K does, and may follow accounting rules other than US ones.
FY2025 · Filed Feb 26, 2026
ING$31.82-2.5%Stored close · as of Nov 6, 2026
Contents
Consolidated statement of changes in equity
| in EUR million | Share capital and share premium | Other reserves | Retained earnings | Shareholders' equity (parent) | Non-controlling interests | Total equity |
|---|---|---|---|---|---|---|
| Balance as at 31 December 2024 | 17,148 | -687 | 36,243 | 52,703 | 995 | 53,698 |
| Net result | 14 | 8,310 | 8,324 | 275 | 8,599 | |
| Other comprehensive income | -151 | -151 | 181 | 30 | ||
| Total comprehensive income net of tax | -137 | 8,310 | 8,173 | 456 | 8,628 | |
| Dividends and other cash distributions 29 | -3,691 | -3,691 | -195 | -3,886 | ||
| Share buyback programmes, commitment | -3,100 | -3,100 | -3,100 | |||
| Share buyback programmes, repurchases of shares | -3,705 | 3,641 | -64 | -64 | ||
| Share buyback programmes, cancellation of shares | -1 | 2,000 | -1,999 | 0 | ||
| Employee share-based compensation plans | 60 | -8 | 52 | 0 | 52 | |
| Other changes in treasury shares | 6 | 6 | 6 | |||
| Transfers | -616 | 616 | 0 | |||
| Other changes | 5 | 5 | -1 | 4 | ||
| Balance as at 31 December 2025 | 17,147 | -3,080 | 40,016 | 54,083 | 1,255 | 55,339 |
| ING Group Annual Report on Form 20-F | Contents | Part I | Part II | Part III | Additional information | Financial statements | F-227 |
|---|
Consolidated statement of changes in equity - continued
| in EUR million | Share capital and share premium | Other reserves | Retained earnings | Shareholders' equity (parent) | Non-controlling interests | Total equity |
|---|---|---|---|---|---|---|
| Balance as at 31 December 2023 | 17,151 | -2,767 | 40,299 | 54,684 | 944 | 55,628 |
| Net result | 125 | 5,209 | 5,334 | 258 | 5,592 | |
| Other comprehensive income | 1,311 | 1,311 | 46 | 1,357 | ||
| Total comprehensive income net of tax | 1,436 | 5,209 | 6,645 | 303 | 6,948 | |
| Dividends and other cash distributions 29 | -4,124 | -4,124 | -253 | -4,377 | ||
| Share buyback programmes, commitment | -4,500 | -4,500 | -4,500 | |||
| Share buyback programmes, repurchases of shares | -3,817 | 3,774 | -43 | -43 | ||
| Share buyback programmes, cancellation of shares | -4 | 5,000 | -4,996 | 0 | ||
| Employee share-based compensation plans | 43 | 1 | 45 | 45 | ||
| Other changes in treasury shares | 2 | 2 | 2 | |||
| Transfers | -585 | 585 | 0 | |||
| Other changes | -5 | -5 | -5 | |||
| Balance as at 31 December 2024 | 17,148 | -687 | 36,243 | 52,703 | 995 | 53,698 |
| ING Group Annual Report on Form 20-F | Contents | Part I | Part II | Part III | Additional information | Financial statements | F-228 |
|---|
Consolidated statement of changes in equity - continued
| in EUR million | Share capital and share premium | Other reserves | Retained earnings | Shareholders' equity (parent) | Non-controlling interests | Total equity |
|---|---|---|---|---|---|---|
| Balance as at 31 December 2022 | 17,154 | -2,192 | 41,538 | 56,500 | 504 | 57,004 |
| Impact of changes in accounting policies 1 | -45 | -45 | -1 | -46 | ||
| Balance as at 1 January 2023 | 17,154 | -2,192 | 41,493 | 56,455 | 503 | 56,959 |
| Net result | 336 | 3,804 | 4,140 | 235 | 4,374 | |
| Other comprehensive income | 776 | 776 | 209 | 985 | ||
| Total comprehensive income net of tax | 1,112 | 3,804 | 4,916 | 444 | 5,360 | |
| Dividends 29 | -2,668 | -2,668 | -3 | -2,671 | ||
| Share buyback programmes, commitment | -4,000 | -4,000 | -4,000 | |||
| Share buyback programmes, repurchases of shares | -3,524 | 3,482 | -42 | -42 | ||
| Share buyback programmes, cancellation of shares | -2 | 2,701 | -2,699 | 0 | ||
| Employee share-based compensation plans | 0 | 41 | -7 | 34 | 0 | 34 |
| Other changes in treasury shares | -7 | -7 | -7 | |||
| Transfers | -899 | 899 | 0 | |||
| Other changes | -5 | -5 | 0 | -5 | ||
| Balance as at 31 December 2023 | 17,151 | -2,767 | 40,299 | 54,684 | 944 | 55,628 |
1 Changes in policy following the adoption of IFRS 17 and change in policy for non-financial guarantees.
| ING Group Annual Report on Form 20-F | Contents | Part I | Part II | Part III | Additional information | Financial statements | F-229 |
|---|
Consolidated statement of cash flows
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