FIRST COMMUNITY CORP /SC/
For the period ended Dec 31, 2025. Filed Mar 16, 2026.
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FY2025 · Filed Mar 16, 2026
FCCO$33.11+0.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| December 31, | ||
|---|---|---|
| (Dollars in thousands, except par values) | 2025 | 2024 |
| ASSETS | ||
| Cash and due from banks | $23,876 | $26,373 |
| Interest-bearing bank balances | 137,184 | 123,455 |
| Investment securities available-for-sale | 294,109 | 279,582 |
| Investment securities held-to-maturity, fair value of $188,563 and $196,040 at December 31, 2025 and December 31, 2024, respectively, net of allowance for credit losses-investments | 195,116 | 209,413 |
| Other investments, at cost | 2,942 | 2,679 |
| Loans held-for-sale | 10,737 | 9,662 |
| Loans held-for-investment | 1,311,019 | 1,220,542 |
| Less, allowance for credit losses | 13,806 | 13,135 |
| Net loans held-for-investment | 1,297,213 | 1,207,407 |
| Property and equipment - net | 29,342 | 29,975 |
| Lease right-of-use asset | 2,192 | 2,477 |
| Bank owned life insurance | 31,801 | 30,973 |
| Other real estate owned | 168 | 543 |
| Intangible assets | 289 | 446 |
| Goodwill | 14,637 | 14,637 |
| Other assets | 18,126 | 20,399 |
| Total assets | $2,057,732 | $1,958,021 |
| LIABILITIES | ||
| Deposits: | ||
| Non-interest bearing | $467,265 | $462,717 |
| Interest bearing | 1,282,279 | 1,213,184 |
| Total deposits | 1,749,544 | 1,675,901 |
| Securities sold under agreements to repurchase | 107,189 | 103,110 |
| Junior subordinated debt | 14,964 | 14,964 |
| Lease liability | 2,373 | 2,646 |
| Other liabilities | 16,105 | 16,906 |
| Total liabilities | 1,890,175 | 1,813,527 |
| Commitments and Contingencies (Note 15) | ||
| SHAREHOLDERS’ EQUITY | ||
| Preferred stock, par value $1.00 per share; 10,000,000 shares authorized; none issued and outstanding | — | — |
| Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,693,215 at December 31, 2025, and 7,644,424 at December 31, 2024 | 7,693 | 7,644 |
| Nonvested restricted stock and stock units | 3,065 | 2,639 |
| Additional paid in capital | 94,909 | 93,834 |
| Retained earnings | 80,291 | 65,836 |
| Accumulated other comprehensive loss | (18,401) | (25,459) |
| Total shareholders’ equity | 167,557 | 144,494 |
| Total liabilities and shareholders’ equity | $2,057,732 | $1,958,021 |
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