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Mechanics Bancorp

For the period ended Mar 31, 2026. Filed May 8, 2026.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 8, 2026

MCHB$14.82+0.7%Stored close · as of Nov 9, 2026

What changed in Risk Factors?

Read the current filing

Previous report: 10-Q

Period ended 2025-09-30; filed 2025-11-17.

0001518715-25-000181

ITEM 1A. RISK FACTORS

Current report: 10-Q

Period ended 2026-03-31; filed 2026-05-08.

0001518715-26-000046

ITEM 1A. RISK FACTORS

The baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.

Compared 4 previous paragraphs and 2 current paragraphs.

0 unchanged; 1 reworded; 1 added; 2 removed; 1 previous and 0 current paragraphs rearranged.

Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.

A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.

The current filing states there were no material changes to risk factors.

This is the filer’s own statement, not a conclusion from the comparison. Read its qualifications and the report it references.

Current filing’s statement

Refer to Item 1A of the Company’s 2025 Annual Report on Form 10-K for a discussion of factors that could materially and adversely affect our business, financial condition, liquidity, results of operations and capital position. There have been no material changes in our risk factors from those described in the Company’s 2025 Annual Report on Form 10-K.
Added paragraphs (1)

Current report

ITEM 1A. RISK FACTORS
Removed paragraphs (2)

Previous report

ITEM 1ARISK FACTORS

Previous report

Refer to Exhibit 99.2 to the Company’s Form 8-K filed on September 2, 2025 for a discussion of factors that could
Reworded paragraphs (1)

Previous wording

materially and adversely affect our business, financial condition, liquidity, results of operations and capital position. There

Current wording

Refer to Item 1A of the Company’s 2025 Annual Report on Form 10-K for a discussion of factors that could materially and adversely affect our business, financial condition, liquidity, results of operations and capital position. There have been no material changes in our risk factors from those described in the Company’s 2025 Annual Report on Form 10-K.
Rearranged previous paragraphs (1)

Previous report — wording carried elsewhere

have been no material changes in our risk factors from those described in this report.