ONITY GROUP INC.

For the period ended Aug 6, 2026. Filed Aug 6, 2026.

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A notice of a major event between regular reports, such as results, a deal or a change of executives. It is often the first formal record of the news.

Aug 6, 2026 · Filed Aug 6, 2026

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ONIT$31.00-3.8%Stored close · as of Nov 6, 2026

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EX-99.1 · Adjusted ROE Calculation

Adjusted ROE Calculation

(Dollars in millions) · Q2’26 · Q1’26 · Q2’25
	GAAP ROE	(8)%	4%	17%
I	Reported Net Income (Loss)	(12)	8	22
II	Notable Items	(29)	(6)	7
III	Income Tax Benefit (Expense)	3	(0)	(1)
IV	Adjusted Pre-Tax Income [I – II – III]	14	14	16
V	Annualized Adjusted Pre-tax Income [IV * 4 for qtr.]	55	55	64
	A. Monthly average common equity	618	632	469
	B. Impact of notable items [ – II]	29	6	(7)
	C. # of months in period + 1	4	4	4
	D. Average impact of notables [B / C]	7	1	(2)
VI	Average Adjusted Equity [A + D]	625	633	467
VII	Adjusted ROE (a) [V / VI]	9%	9%	14%

Effective in Q4’25, adjusted average equity used in adjusted ROE is now a monthly average; presentation of past periods has been conformed to the current presentation; without this change, adjusted ROE would be 14% in Q2’25; see “Notables” above for more information; effective in Q2’26, we changed the methodology used to calculate MSR Valuation Adjustments due to rates and assumption changes; presentation of past periods has been conformed to the current presentation; without this change, Adjusted pre-tax income (loss) would be $16M in Q2’25, ($6M) in Q1’26, and ($5M) in Q2’26, and Adjusted ROE would be 14% in Q2’25, (4%) in Q1’26, and (3%) in Q2’26; see “Note Regarding Non-GAAP Financial Measures” above for additional information

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