National Bank Holdings Corp

For the period ended Sep 30, 2025. Filed Oct 29, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Oct 29, 2025

NBHC$36.91-0.9%Stored close · as of Nov 6, 2026

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Operations for the three and nine months ended September 30, 2025 and 2024

Consolidated Statements of Operations (Unaudited)


· · For the three months ended · · For the nine months ended
· · September 30, · · September 30,
· · 2025 · · 2024 · · 2025 · · 2024
Interest and dividend income:
Interest and fees on loans	$120,132	$129,566	$360,577	$377,167
Interest and dividends on investment securities	9,992	7,476	28,563	21,613
Dividends on other securities	409	405	1,355	1,398
Interest on interest bearing bank deposits	1,705	556	2,926	2,004
Total interest and dividend income	132,238	138,003	393,421	402,182
Interest expense:
Interest on deposits	42,886	49,366	125,998	141,580
Interest on borrowings	1,152	984	5,123	5,345
Total interest expense	44,038	50,350	131,121	146,925
Net interest income before provision for credit losses	88,200	87,653	262,300	255,257
Provision (release) for credit loss expense	(1,500)	2,000	8,700	4,776
Net interest income after provision for credit losses	89,700	85,653	253,600	250,481
Non-interest income:
Service charges	4,340	4,912	12,585	13,598
Bank card fees	4,505	4,832	13,431	14,292
Mortgage banking income	2,895	2,981	8,757	8,932
Bank-owned life insurance income	795	759	2,335	2,228
Other non-interest income	8,156	4,905	16,025	11,062
Total non-interest income	20,691	18,389	53,133	50,112
Non-interest expense:
Salaries and benefits	37,779	37,331	109,887	110,784
Occupancy and equipment	12,383	9,697	32,656	29,758
Data processing	4,751	4,398	13,604	12,581
Marketing and business development	948	1,091	2,862	2,836
FDIC deposit insurance	1,041	1,297	3,357	4,073
Bank card expenses	1,033	1,176	3,404	3,916
Professional fees	3,249	2,111	6,352	5,463
Other non-interest expense	4,116	5,084	14,202	14,698
Other intangible assets amortization	1,946	1,977	5,870	5,962
Total non-interest expense	67,246	64,162	192,194	190,071
Income before income taxes	43,145	39,880	114,539	110,522
Income tax expense	7,860	6,775	21,001	19,891
Net income	$35,285	$33,105	$93,538	$90,631
Earnings per share—basic	$0.92	$0.86	$2.44	$2.37
Earnings per share—diluted	0.92	0.86	2.43	2.36
Common stock dividend	0.30	0.28	0.89	0.83
Weighted average number of common shares outstanding:
Basic	37,911,643	38,277,042	38,018,090	38,173,469
Diluted	38,034,473	38,495,091	38,142,300	38,368,011

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.