National Bank Holdings Corp

For the period ended Jun 30, 2025. Filed Aug 5, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 5, 2025

NBHC$36.91-0.9%Stored close · as of Nov 6, 2026

See the whole filing, with its images and exhibits

Contents

Consolidated Statements of Operations for the three and six months ended June 30, 2025 and 2024

Consolidated Statements of Operations (Unaudited)


· · For the three months ended · · For the six months ended
· · June 30, · · June 30,
· · 2025 · · 2024 · · 2025 · · 2024
Interest and dividend income:
Interest and fees on loans	$120,238	$123,865	$240,445	$247,601
Interest and dividends on investment securities	9,834	7,520	18,571	14,137
Dividends on non-marketable securities	466	377	946	993
Interest on interest bearing bank deposits	682	685	1,221	1,448
Total interest and dividend income	131,220	132,447	261,183	264,179
Interest expense:
Interest on deposits	41,845	48,217	83,112	92,214
Interest on borrowings	1,966	656	3,971	4,361
Total interest expense	43,811	48,873	87,083	96,575
Net interest income before provision for credit losses	87,409	83,574	174,100	167,604
Provision for credit loss expense	—	2,776	10,200	2,776
Net interest income after provision for credit losses	87,409	80,798	163,900	164,828
Non-interest income:
Service charges	4,127	4,295	8,245	8,686
Bank card fees	4,732	4,882	8,926	9,460
Mortgage banking income	2,547	3,296	5,862	5,951
Bank-owned life insurance income	776	736	1,540	1,469
Other non-interest income	4,884	820	7,869	6,157
Total non-interest income	17,066	14,029	32,442	31,723
Non-interest expense:
Salaries and benefits	37,746	36,933	72,108	73,453
Occupancy and equipment	9,436	10,120	20,273	20,061
Data processing	4,452	4,117	8,853	8,183
Marketing and business development	968	783	1,914	1,745
FDIC deposit insurance	990	1,431	2,316	2,776
Bank card expenses	1,268	1,391	2,371	2,740
Professional fees	1,680	1,706	3,103	3,352
Other non-interest expense	4,444	4,617	10,086	9,614
Other intangible assets amortization	1,947	1,977	3,924	3,985
Total non-interest expense	62,931	63,075	124,948	125,909
Income before income taxes	41,544	31,752	71,394	70,642
Income tax expense	7,522	5,617	13,141	13,116
Net income	$34,022	$26,135	$58,253	$57,526
Earnings per share—basic	$0.89	$0.68	$1.52	$1.51
Earnings per share—diluted	0.88	0.68	1.51	1.50
Common stock dividend	0.30	0.28	0.59	0.55
Weighted average number of common shares outstanding:
Basic	38,075,896	38,210,869	38,072,196	38,121,114
Diluted	38,151,810	38,372,777	38,186,660	38,299,435

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.