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FS Bancorp, Inc.

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

FSBW$43.55-0.5%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: March 13, 2026FS Bancorp, Inc.
/s/Joseph C. Adams
Joseph C. Adams
Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

SIGNATURESTITLEDATE
/s/Joseph C. AdamsDirector and Chief Executive OfficerMarch 13, 2026
Joseph C. Adams(Principal Executive Officer)
/s/Matthew D. MulletPresident, Treasurer and SecretaryMarch 13, 2026
Matthew D. Mullet
/s/Phillip D. WhittingtonChief Financial OfficerMarch 13, 2026
Phillip D. Whittington(Principal Financial and Accounting Officer)
/s/Ted A. LeechChairman of the BoardMarch 13, 2026
Ted A. Leech
/s/Terri L. DegnerDirectorMarch 13, 2026
Terri L. Degner
/s/Joseph P. ZavagliaDirectorMarch 13, 2026
Joseph P. Zavaglia
/s/Michael J. MansfieldDirectorMarch 13, 2026
Michael J. Mansfield
/s/Marina Cofer-WildsmithDirectorMarch 13, 2026
Marina Cofer-Wildsmith
/s/Pamela M. AndrewsDirectorMarch 13, 2026
Pamela M. Andrews
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.