Stock Yards Bancorp, Inc.
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
SYBT$80.38-0.9%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets - December 31, 2025 and 2024
(in thousands, except share and per share data)
| December 31, | December 31, | |
|---|---|---|
| 2025 | 2024 | |
| Assets | ||
| Cash and due from banks | $70,061 | $78,925 |
| Federal funds sold and interest bearing due from banks | 816,315 | 212,095 |
| Total cash and cash equivalents | 886,376 | 291,020 |
| Mortgage loans held for sale, at fair value | 6,247 | 6,286 |
| Available for sale debt securities (amortized cost of $801,371 in 2025 and $1,114,961 in 2024, respectively) | 722,111 | 990,114 |
| Held to maturity debt securities (fair value of $181,203 in 2025 and $341,357 in 2024, respectively) | 198,946 | 370,171 |
| Federal Home Loan Bank stock, at cost | 20,717 | 21,603 |
| Loans | 7,041,310 | 6,520,402 |
| Allowance for credit losses on loans | (91,867) | (86,943) |
| Net loans | 6,949,443 | 6,433,459 |
| Premises and equipment, net | 118,698 | 112,736 |
| Premises held for sale | 1,678 | 2,321 |
| Bank owned life insurance | 91,885 | 89,370 |
| Accrued interest receivable | 28,783 | 27,697 |
| Goodwill | 194,074 | 194,074 |
| Core deposit intangible | 6,688 | 8,978 |
| Customer list intangible | 5,472 | 6,840 |
| Other assets | 305,006 | 308,750 |
| Total assets | $9,536,124 | $8,863,419 |
| Liabilities | ||
| Deposits: | ||
| Non-interest bearing | $1,435,846 | $1,456,138 |
| Interest bearing | 6,355,291 | 5,710,263 |
| Total deposits | 7,791,137 | 7,166,401 |
| Securities sold under agreements to repurchase | 112,476 | 162,967 |
| Federal funds purchased | 7,289 | 6,525 |
| Subordinated debentures | 26,806 | 26,806 |
| Federal Home Loan Bank advances | 300,000 | 300,000 |
| Accrued interest payable | 1,740 | 1,912 |
| Other liabilities | 220,979 | 258,332 |
| Total liabilities | 8,460,427 | 7,922,943 |
| Commitments and contingent liabilities (Footnote 20) | ||
| Stockholders’ equity | ||
| Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding | — | — |
| Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 29,476,000 and 29,431,000 shares in 2025 and 2024, respectively | 59,090 | 58,939 |
| Additional paid-in capital | 402,820 | 395,081 |
| Retained earnings | 675,062 | 577,607 |
| Accumulated other comprehensive loss | (61,275) | (91,151) |
| Total stockholders’ equity | 1,075,697 | 940,476 |
| Total liabilities and equity | $9,536,124 | $8,863,419 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.