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VersaBank

For the period ended Oct 31, 2025. Filed Dec 10, 2025.

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About this filing

The yearly report of certain Canadian companies, filed under a joint US and Canadian system. It is the main yearly account these companies give US investors, largely as filed in Canada.

FY2025 · Filed Dec 10, 2025

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VBNK$22.95+2.6%Stored close · as of Nov 6, 2026
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Contents

EX-99.1 · ADDITIONAL INFORMATION

ADDITIONAL INFORMATION

Additional information regarding VersaBank may be found on SEDAR+ atwww.sedarplus.ca, EDGAR atwww.sec.gov/edgar, or atwww.versabank.com.

Information, including directors’ and officers’ remuneration and indebtedness, principal holders of VersaBank’s securities, and securities authorized for issuance under equity compensation plans will be contained in the Management Proxy Circular for the Annual Meeting of Shareholders being held on or about April 1, 2026. All or a portion of any incentive-based compensation payable to the Bank’s executive officers may be deferred in accordance with the Bank’s Compensation Recoupment Policy. Additional financial information is provided in VersaBank’s consolidated financial statements and MD&A for the year ended October 31, 2025.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.