INDEPENDENCE REALTY TRUST, INC.

During thethree andsix months ended* June 30, 2025*, none of the Company's directors or officers (as defined in Rule16a-1(f) of the Exchange Act) adopted, terminated or modified a Rule10b5-1 trading arrangement or non-Rule10b5-1 trading arrangement (as such terms are defined in Item408 of Regulation S-K of the Securities Act). During thethree andsix months ended* June 30, 2025*, the Company didnot adopt, terminate or modify a Rule10b5-1 trading arrangement.

On* July 4, 2025,President Trump signed into law the legislation known as the One Big Beautiful Bill Act (the “OBBBA”). The OBBBA made significant changes to the U.S. federal income tax laws in various areas. These changes include the permanent extension of the20%* deduction for “qualified REIT dividends” for individuals and other non-corporate taxpayers. The OBBBA also increased the percentage limit under the REIT asset test applicable to taxable REIT subsidiaries (“TRSs”) from20% to25% for taxable years beginning after* December 31, 2025.As a result, for taxable years beginning after December 31, 2025,the aggregate value of all securities of TRSs held by a REIT may**not* exceed25% of the value of its gross assets. See “Material U.S. Federal Income Tax Considerations” contained in Exhibit99.1 to this Quarterly Report on Form10-Q.