ConnectOne Bancorp, Inc.

Forward-Looking Statements

Certain statements contained herein are“forward-looking statements”* within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such forward looking statements may be identified by reference to a future period or periods, or by the use of forward-looking terminology, such as*“may,”* “will,” “believe,” “expect,” “estimate,” “anticipate,” “continue,” or similar terms or variations on those terms, or the negative of those terms.*

Forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from those in such statements. The following factors, among others, could cause actual results to differ materially from the anticipated results expressed in the forward-looking statements: the impact of potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction as well as those factors discussed in ConnectOne’s reports (such as the Annual Report on Form 10-K, Quarterly Reports on Form 10-Q and Current Reports on Form 8-K) filed with the Securities and Exchange Commission (the“SEC”) and available at the SEC’s Internet website (www.sec.gov). Except as required by law, ConnectOne does not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date the forward-looking statement is made.