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VersaBank

For the period ended Oct 31, 2024. Filed Dec 9, 2024.

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About this filing

The yearly report of certain Canadian companies, filed under a joint US and Canadian system. It is the main yearly account these companies give US investors, largely as filed in Canada.

FY2024 · Filed Dec 9, 2024

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VBNK$22.95+2.6%Stored close · as of Nov 6, 2026
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Contents

CODE OF ETHICS

The Bank has adopted a code of ethics (the “Code of Conduct,” as the term is defined in paragraph 9(b) of General Instruction B to Form 40-F), which is applicable to all of its directors, managers, officers and employees (including its principal executive officer, principal financial officer, principal accounting officer or controller, and persons performing functions). The full text of the Code of Conduct is available on the Bank’s website at https://www.versabank.com/codes-and-commitments.

None of the information provided on the Bank’s website is incorporated into, or deemed to be a part of, this Annual Report, and any references to the Bank’s website are intended to be inactive textual references only.

In the past fiscal year, the Bank has not granted any waiver, including an implicit waiver, from any provision of its Code of Conduct.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.