Oak Valley Bancorp

Internet** — Access www.investorvote.com/OVLY** and follow the on-screen instructions, to cast your vote. Votes may be cast via the Internet until 11:00 PM PDT, June 17, 2024, the day before the meeting.

Telephone — Call toll free 1-800-652-8683 from any touch-tone telephone and follow the instructions to obtain your identification number, which will allow you to cast your vote. Votes may be cast via telephone until 11:00 PM PDT, June 17, 2024, the day before the meeting.

At the Annual Meeting — You may vote your shares by attending the Annual Meeting in person.

Mail — If you have requested a paper copy of proxy materials, you should sign, date and mail your proxy card in the envelope provided as soon as possible. Instructions on requesting a paper copy of the proxy materials are listed below.

If a shareholder chooses to submit the vote by mail, the shareholder should request a paper copy of the proxy materials, (which include this proxy statement, our 2023 Annual Report to Shareholders and our Annual Report on Form 10-K) and Company will send the shareholder the proxy card along with the rest of the proxy materials, as well as a pre-paid envelope. The shareholder then would vote by signing and returning the proxy card in the pre-paid envelope to the Company. There is no charge to a shareholder for requesting a paper copy of the proxy materials. If you wish to receive a paper copy of the proxy materials, you must request a copy as instructed below on or before June 7, 2024 to ensure timely delivery.

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