PCB BANCORP

PROXY STATEMENT

FOR THE ANNUAL MEETING OF SHAREHOLDERS

TO BE HELD ON MAY 27, 2026

PROXY STATEMENT SUMMARY

This proxy statement relates to the solicitation of proxies for the Annual Meeting of Shareholders of PCB Bancorp (the “Company” or “we”) to be held at the Company’s headquarters at 3701 Wilshire Boulevard, Suite 900, Los Angeles, California on May 27, 2026, at 11:00 a.m. Pacific Time and at any adjournments or postponements thereof (the “Annual Meeting”). At the Annual Meeting, if you are a shareholder of record on March 31, 2026 (the “Record Date”), you may:

•Vote on the election of eight directors.

•Vote to approve, on a non-binding advisory basis, the compensation of the Company’s named executive officers.

•Vote on the ratification of the selection of the Company’s independent public accounting firm.

•Vote on any other matters that may properly come before the Annual Meeting.

We first made this proxy statement, the Notice of Annual Meeting of Shareholders and our proxy card available over the Internet on or about April 9, 2026 to all shareholders entitled to vote. If you owned common stock of the Company at the close of business on the Record Date, you are entitled to vote at the Annual Meeting.