Zhibao Technology Inc.

On September 17, 2026 (the “Closing Date”), pursuant to the SPA, as amended by the Amendment, the Company issued and sold an additional senior secured convertible note in the original principal amount of $1,000,000 (purchased for $900,000 with an original issue discount of 10%) (the “Third Note”) to the Note Holder.

The Third Note has substantially the same terms as the First Note and the Second Note, except that (a) any conversion price under the Third Note is not subject to any floor price, (b) the number of Class A ordinary shares issuable under the Third Note is subject to a cap of 35,941,170 (the “Share Cap”), (c) in the event that the Share Cap is reached, the Company is required to pay off the entire Third Note in an amount equal to 125% of the sum of the outstanding principal, interest, Made-Whole Amount (as defined in the Third Note) and late charges under the Third Note, and (d) the Company is required to make 12 equal monthly installment payments under the Third Note.

In connection with the consummation of the Third Closing, the Company made required payments under the First Note and the Second Note to the Note Holder and paid certain commissions and expenses.

The foregoing descriptions of the Amendment, the Waiver Agreement, and the form of the Note do not purport to be complete and are qualified in their entirety by reference to the full text of these documents, copies and/or form of which are filed as Exhibits 10.1, 10.2, and 4.1 respectively, to this Report on Form 6-K and incorporated herein by reference.