UNITY BANCORP INC /NJ/
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2026-06-30; filed 2026-08-06.
0000920427-26-000045
ITEM 1A. Risk FactorsCurrent report: 10-Q
Period ended 2026-09-30; filed 2026-11-05.
0001193125-26-449711
ITEM 1A. Risk FactorsThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 2 previous paragraphs and 4 current paragraphs.
1 unchanged; 1 reworded; 2 added; 0 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (2)
Current report
Risks related to artificial intelligence used by us, our employees, service providers and other third parties could have significant, negative impacts on our business, result in the disclosure of confidential information, and create significant financial and legal exposure for us.
Current report
The Company also continues to monitor risks associated with the rapid development and adoption of artificial intelligence (“AI”), including generative and autonomous or “agentic” AI. The use of AI by the Company, its employees, customers, service providers or other third parties could increase operational, cybersecurity, privacy, compliance, fraud and reputational risks. AI may produce inaccurate or unreliable outputs, take unintended actions, expose confidential or customer information, or be used by malicious actors to facilitate fraud, social engineering, identity theft or cyberattacks. The increasing sophistication of AI-generated communications may also make it more difficult to authenticate transaction instructions or customer identities. The legal and regulatory framework governing AI continues to evolve and could require additional investments in governance, controls, information security and compliance. Given the rapidly evolving nature of AI technologies, the Company may not be able to identify or mitigate all associated risks, which could result in financial loss, operational disruption, regulatory scrutiny or reputational harm.
Reworded paragraphs (1)
Previous wording
There have been no material changes to the risks inherent in our business from those described under the heading “Risk Factors” within the Company’s Form 10-K for the year ended December 31, 2025.
Current wording
Except as set forth below, there have been no material changes to the risks inherent in our business from those described under the heading “Risk Factors” within the Company’s Form 10-K for the year ended December 31, 2025.