AUBURN NATIONAL BANCORPORATION, INC
For the period ended Jun 30, 2026. Filed Aug 11, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 11, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 2. Results of Operations
$
15,827
14,523
15,621
14,389
1,771
1,536
17,392
15,925
(324)
12,006
11,582
1,214
$
4,496
3,363
Per share data:
Basic and diluted net earnings
$
1.29
0.96
Cash dividends declared
0.54
0.54
Weighted average shares outstanding:
Basic
Diluted
Shares outstanding, at period end
Book value
$
26.91
24.64
Common stock price:
High
$
28.88
25.28
Low
21.01
19.48
Period end
27.04
25.00
To earnings ratio (b)
11.22
x
13.09
To book value
%
Performance ratios:
Annualized return on average equity
9.70
%
8.43
Annualized return on average assets
0.88
%
0.68
Dividend payout ratio
41.86
%
56.25
Asset Quality:
Allowance for credit losses as a % of:
Loans
1.14
%
1.24
Nonperforming loans
10,291
%
2,306
Nonperforming assets as a % of:
Loans and other real estate owned
0.01
%
0.05
0.01
%
0.03
0.01
%
0.05
Annualized net charge-offs as a % of average loans
0.13
%
0.01
Capital Adequacy: (c)
CET 1 risk-based capital ratio
16.26
%
15.32
Tier 1 risk-based capital ratio
16.26
%
15.32
Total risk-based capital ratio
17.24
%
16.35
Tier 1 leverage ratio
10.65
%
10.64
Other financial data:
Net interest margin (a)
3.31
%
3.13
Effective income tax rate
21.26
%
20.68
Efficiency ratio (d)
68.22
%
72.12
Selected average balances:
$
579,925
562,909
988,907
928,028
906,011
92,723
79,811
Selected period end balances:
$
579,589
562,714
6,586
6,965
1,029,224
988,318
939,851
93,874
86,071
(a) Tax-equivalent. See "Table 1 - Explanation of Non-GAAP Financial Measures."
(b) Calculated by dividing period end share price by
earnings per share for the previous four quarters.
(c) Regulatory capital ratios presented are for the Company's
wholly-owned subsidiary, AuburnBank.
(d) Efficiency ratio is the result of noninterest expense divided by
the sum of noninterest income and tax-equivalent net interest income.
See Table 1 - Explanation of Non-GAAP Measures.
Table 4
- Average
Balances and Net Interest Income Analysis (1)
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