AUBURN NATIONAL BANCORPORATION, INC
For the period ended Jun 30, 2026. Filed Aug 11, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 11, 2026
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2026-03-31; filed 2026-05-13.
0001193125-26-221544
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresCurrent report: 10-Q
Period ended 2026-06-30; filed 2026-08-11.
0001193125-26-345021
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 75 previous paragraphs and 117 current paragraphs.
13 unchanged; 37 reworded; 65 added; 25 removed; 0 previous and 2 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (65)
Current report
reaffirmed its commitment to price stability and its 2% inflation
Current report
target, and left the target range for the federal funds rate
Current report
Following this meeting, yields on longer-term U.S.
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the highest 30-year Treasury yields in 19 years and
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higher 30-year residential mortgage rates, among increases in other
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The timing and direction of future monetary policy actions, and the nature and
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Military hostilities involving the United States, Israel and Iran commenced on February
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various temporary cease fire arrangements and pauses. As a result, shipments of
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Hormuz have been limited, reducing the total volumes of oil in the international
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been made on petroleum shipments through the Red Sea by forces aligned with
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and contribute to higher or more volatile interest rates, which could adversely
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our securities portfolio, and the ability of our borrowers to repay their
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The Company’s repurchases of its common
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stock during the second quarter of 2026 were as follows:
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Total Number of
Showing the first 40 of 65 passages. Open the source sections for the rest.
Removed paragraphs (25)
Previous report
The Federal Reserve may or may not continue this accommodative
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future monetary policy action “will take into account a wide range of information, including
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readings on labor market conditions, inflation pressures and inflation
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The United States and Israel attacked Iran on February 28, 2026 and hostilities continue
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As a result, shipments of oil through the Straits of Hormuz have been limited, reducing
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The Company did not make any unregistered sales of common stock or other equity securities or
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any repurchases of its
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common stock or other equity securities during the first quarter of 2026.
Reworded paragraphs (37)
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In addition to the other information set forth in this report, you should carefully consider
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In addition to the other information set forth in this report, you should carefully
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Form 10-K are not the only the risks facing our Company.
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Form 10-K are not the only risks facing our Company.
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term targets, and the maintenance of or further increases in,
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targets, and the maintenance of or further increases in, tightened
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tightened Federal Reserve monetary policy by increased target
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Federal Reserve monetary policy by increased target
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securities portfolio, have and may continue to affect the levels of
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securities portfolio, have affected and may continue to affect
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interest rates, mortgage originations and income, the market values of
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levels of interest rates, mortgage originations and income, the market values of
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our securities portfolio and loans and have resulted in
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unrealized securities losses that have adversely affected our stockholders’
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resulted in unrealized securities losses that have adversely affected
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rate, since December 2025, the Federal Reserve has maintained its target
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2% target rate, since December 2025, the Federal Reserve has
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range from 3.50% to 3.75% and in October 29, 2025 announced that it would
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federal funds range from 3.50% to 3.75% and on October 29, 2025 announced
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end the roll-off of maturing securities it held
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beginning December 1, 2025 as the Federal Reserve sought to meet its dual mandate
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securities it held beginning December 1, 2025 as the Federal Reserve sought
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employment and 2% inflation over the longer run.
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Beginning December 11, 2025, the Federal Reserve began
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holdings of securities through purchases of Treasury
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bills and, if needed, other Treasury securities with
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bills and, if needed, other Treasury securities with remaining
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or less to maintain an ample level of reserves, and reinvested all principal payments on Treasury
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maturities of 3 years or less to maintain an ample level of reserves, and reinvested all principal
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all principal payment on agency securities into Treasury
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securities and reinvested all principal payment on agency securities into Treasury
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This policy was continued at the Federal Reserve’s
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The reductions in the target federal funds rates and Federal Reserve
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The reductions in the target federal funds rates and Federal Reserve purchases
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be viewed as a more accommodative monetary policy,
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of additional securities may be viewed as a more accommodative monetary policy,
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which has affected and may continue to affect our deposit
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mixes, and consumer savings and payment behaviors.
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affect our deposit costs and mixes, and consumer savings and payment
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These may also affect our borrowers’ operating costs, expected
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returns and cash flows available to service our loans.
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operating costs, expected returns and cash flows available to service our loans.
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developments.” Such changes and other risks and uncertainties not currently
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not currently known to us or that we currently deem to be immaterial also may
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immaterial also may materially adversely affect our business, financial
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condition, and/or operating results in the future.
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financial condition, and/or operating results in the future.
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oil in the international markets and causing oil prices to rise significantly.
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Iran. Supply chains where petroleum is an input have been adversely
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been adversely affected, and transportation costs, prices and inflation
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affected, and transportation costs, prices and inflation
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in the United States and elsewhere have increased.
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in the United States and elsewhere have increased. These pressures may increase
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The duration of these hostilities and the long-term effects of
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the blockage of oil through the Straits of Hormuz and the other
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erm effects of the blockage of petroleum shipments and the other
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osts and effects of these hostilities cannot be predicted.
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costs and effects of these hostilities cannot be predicted.
Rearranged current paragraphs (2)
Current report — wording carried from elsewhere
to meet its dual mandate of maximum
Current report — wording carried from elsewhere
our and our borrowers’ operating costs