AUBURN NATIONAL BANCORPORATION, INC
For the period ended Jun 30, 2026. Filed Aug 11, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 11, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 2. Results of Operations
$
7,995
7,832
7,780
7,641
7,411
7,888
7,733
7,713
7,572
7,344
8,766
8,626
8,467
8,401
8,133
(248)
(76)
(255)
6,105
5,901
5,563
5,806
5,702
$
2,298
2,198
1,665
2,227
1,833
Per share data:
Basic and diluted net earnings
$
0.66
0.63
0.48
0.64
0.52
Cash dividends declared
0.27
0.27
0.27
0.27
0.27
Weighted average shares outstanding:
Basic
3,494,229
Diluted
3,496,518
3,496,729
3,495,972
Shares outstanding, at period end
3,495,866
Book value
$
26.91
26.62
26.35
25.65
24.64
Common stock price
High
$
28.88
26.50
27.98
28.47
25.28
Low
23.03
21.01
24.00
23.13
19.48
Period end
27.04
23.87
26.95
28.44
25.00
To earnings ratio (b)
11.22
x
10.52
12.96
13.87
13.09
To book value
100.48
%
89.67
102.28
110.88
101.46
Performance ratios:
Return on average equity
9.74
%
9.65
7.40
10.65
9.00
Return on average assets
0.90
%
0.86
0.66
0.89
0.74
Dividend payout ratio
40.91
%
42.86
56.25
42.19
51.92
Asset Quality:
Allowance for credit losses as a % of:
Loans
1.14
%
1.16
1.27
1.20
1.24
Nonperforming loans
10,291
%
6,643
1,489
6,434
2,306
Nonperforming assets as a % of:
Loans and other real estate owned
0.01
%
0.02
0.09
0.02
0.05
0.01
%
0.01
0.05
0.01
0.03
0.01
%
0.02
0.09
0.02
0.05
Annualized net charge-offs (recoveries) as a % of average loans
(0.02)
%
0.28
0.22
0.06
(0.03)
Capital Adequacy: (c)
CET 1 risk-based capital ratio
16.26
%
16.12
16.06
15.51
15.32
Tier 1 risk-based capital ratio
16.26
%
16.12
16.06
15.51
15.32
Total risk-based capital ratio
17.24
%
17.13
17.14
16.49
16.35
Tier 1 leverage ratio
10.65
%
10.60
10.71
10.72
10.64
Other financial data:
Net interest margin (a)
3.33
%
3.28
3.24
3.21
3.18
Effective income tax rate
21.00
%
21.53
21.50
21.86
20.92
Efficiency ratio (d)
68.80
%
67.63
65.19
68.55
69.54
Selected average balances:
$
582,335
577,489
559,009
556,233
559,770
1,026,163
1,009,953
997,892
990,523
925,608
930,474
917,178
909,293
905,227
94,340
91,088
90,000
83,642
81,447
Selected period end balances:
$
579,589
582,040
565,354
557,912
562,714
6,586
6,776
7,176
6,691
6,965
1,026,946
1,011,184
1,029,224
988,318
931,109
922,926
917,266
939,851
93,874
93,061
92,053
89,613
86,071
(a) Tax-equivalent. See "Table 1 - Explanation of Non-GAAP Financial Measures."
(b) Calculated by dividing period end share price by
earnings per share for the previous four quarters.
(c) Regulatory capital ratios presented are for the Company's
wholly-owned subsidiary, AuburnBank.
(d) Efficiency ratio is the result of noninterest expense divided by
the sum of noninterest income and tax-equivalent net interest income.
See Table 1 - Explanation of Non-GAAP Measures.
Table 3
- Selected Financial Data
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.