Repay Holdings Corp
For the period ended Jun 30, 2026. Filed Aug 10, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 10, 2026
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2026-03-31; filed 2026-05-04.
0001193125-26-204011
Item 1A. Risk FactorsCurrent report: 10-Q
Period ended 2026-06-30; filed 2026-08-10.
0001193125-26-342440
Item 1A. Risk FactorsThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 36 previous paragraphs and 31 current paragraphs.
23 unchanged; 8 reworded; 0 added; 5 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Removed paragraphs (5)
Previous report
delays in completing the acquisition within the expected time period and the risk that the acquisition may not be completed at all;
Previous report
the occurrence of any fact, event, change, development or circumstance that could give rise to the termination of the KUBRA purchase agreement;
Previous report
the failure to satisfy any of the conditions to the consummation of the acquisition, including the receipt of certain governmental or regulatory approvals;
Previous report
the risk that the financing necessary to consummate the acquisition may not be obtained, may be delayed, or may be available only on less favorable terms than anticipated;
Previous report
potential litigation or regulatory proceedings relating to the acquisition, including any resulting costs, delays or diversion of management’s attention;
Reworded paragraphs (8)
Previous wording
Our pending acquisition of KUBRA involves a number of risks, the occurrence of which could adversely affect our business, financial condition, and operating results.
Current wording
Our acquisition of KUBRA involves a number of risks, the occurrence of which could adversely affect our business, financial condition, and operating results.
Previous wording
In March 2026, we entered into a stock purchase agreement to acquire KUBRA. The acquisition involves certain risks, the occurrence of which could adversely affect our business, financial condition, and operating results, including:
Current wording
In March 2026, we entered into a stock purchase agreement to acquire KUBRA, and we closed the KUBRA Acquisition on June 1, 2026. The acquisition involves certain risks, the occurrence of which could adversely affect our business, financial condition, and operating results, including:
Previous wording
the incurrence of indebtedness in connection with the acquisition, which will increase our leverage and debt service obligations and may reduce our financial flexibility;
Current wording
the incurrence of indebtedness in connection with the acquisition, which increased our leverage and debt service obligations and may reduce our financial flexibility;
Previous wording
diversion of management's attention to complete the acquisition and integrate KUBRA’s operations thereafter;
Current wording
diversion of management's attention to integrate KUBRA’s operations following the closing of the acquisition;
Previous wording
significant transactions costs and expenses associated with the acquisition, whether or not it is completed;
Current wording
significant transactions costs and expenses associated with the acquisition; and
Previous wording
potential loss of key KUBRA employees, partners or customers, or other adverse effects on existing business relationships with partners or customers, including as a result of uncertainty relating to the acquisition.
Current wording
potential loss of key KUBRA employees, partners or customers, or other adverse effects on existing business relationships with partners or customers, including as a result of uncertainty following the acquisition.
Previous wording
Our acquisitions, including the pending KUBRA acquisition, subject us to a variety of risks relating to the integration and operation of those acquisitions or otherwise that could harm our business and the anticipated benefits from our acquisitions may not be realized on the expected timeline or at all.
Current wording
Our acquisitions, including the KUBRA Acquisition, subject us to a variety of risks relating to the integration and operation of those acquisitions or otherwise that could harm our business and the anticipated benefits from our acquisitions may not be realized on the expected timeline or at all.
Previous wording
We may experience various challenges associated with the integration and operation of our acquired businesses, including the pending KUBRA acquisition, such as:
Current wording
We may experience various challenges associated with the integration and operation of our acquired businesses, including the KUBRA Acquisition, such as: