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UNITED BANKSHARES INC/WV

For the period ended Jun 30, 2026. Filed Aug 7, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 7, 2026

UBSI$48.80+1.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I. FINANCIAL INFORMATION
Item 1. Financial Statements
Consolidated Balance Sheets (Unaudited) June 30, 2026 and December 31, 20254
Consolidated Statements of Income (Unaudited) for the Three and Six Months Ended June 30, 2026 and 20255
Consolidated Statements of Comprehensive Income (Unaudited) for the Three and Six Months Ended June 30, 2026 and 20257
Consolidated Statement of Changes in Shareholders’ Equity (Unaudited) for the Three and Six Months Ended June 30, 2026 and 20258
Condensed Consolidated Statements of Cash Flows (Unaudited) for the Six Months Ended June 30, 2026 and 202510
Notes to Consolidated Financial Statements11
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations56
Item 3. Quantitative and Qualitative Disclosures about Market Risk75
Item 4. Controls and Procedures78
PART II. OTHER INFORMATION
Item 1. Legal Proceedings79
Item 1A. Risk Factors79
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds79
Item 3. Defaults Upon Senior Securities79
Item 4. Mine Safety Disclosures79
Item 5. Other Information79
Item 6. Exhibits80
Signatures81
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.