Heritage Insurance Holdings, Inc.

This proxy statement and enclosed proxy card are being furnished commencing on or about April 30, 2026 in connection with the solicitation of proxies by the Board of Directors (the “Board”) of Heritage Insurance Holdings, Inc., a Delaware corporation (the “Company”). We are sending the proxy materials because the Board is seeking your permission (or proxy) to vote your shares at the annual meeting of stockholders on your behalf. This proxy statement presents information that is intended to help you reach a decision on voting your shares of common stock. Only common stockholders of record at the close of business on April 16, 2026, the record date, are entitled to notice of, and to vote at, the meeting, with each share entitled to one vote. We have no other voting securities other than our common stock.