Exzeo Group, Inc.

PROPOSAL NO. 1 – ELECTION OF DIRECTORS

Following a review of the individual and collective qualifications, skills, experience, and contributions of the members of the Board, the Board nominated two current Class A directors for election at the 2026 Annual Meeting. In making these nominations, the Board considered, among other factors, each nominee’s leadership experience, industry knowledge, judgment, integrity, and ability to devote sufficient time and attention to Board matters. The Board believes that the director nominees provide continuity, strategic leadership, and significant Company specific and industry experience, and are well positioned to continue to effectively oversee Exzeo’s business and serve the best interests of shareholders.

Directors elected at an Annual Meeting serve until the Annual Meeting held in the third year following their election and until their successors are duly elected and qualified, or until their earlier death, resignation or removal.

3 | 2026 PROXY STATEMENT

PROPOSAL NO. 2 – RATIFICATION OF APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Audit Committee of the Board has appointed Forvis Mazars, LLP as Exzeo’s independent registered public accounting firm for the year ending December 31, 2026. Forvis Mazars, LLP served as Exzeo’s independent registered public accounting firm for the year ended December 31, 2025.

The Audit Committee and the Board believe that the continued retention of Forvis Mazars is in the best interest of Exzeo and its shareholders. Accordingly, shareholders are being asked to ratify the appointment of Forvis Mazars as Exzeo’s independent registered public accounting firm for the year ending December 31, 2026.

Although ratification by shareholders is not required, the Board believes that submitting the appointment to shareholders is a matter of good corporate governance. If shareholders do not ratify the appointment, the Audit Committee will reconsider its selection.

A representative of Forvis Mazars is expected to attend the Annual Meeting and will have the opportunity to make a statement if they desire and to respond to appropriate shareholder questions.

In recommending the appointment of Forvis Mazars, LLP, the Audit Committee considered a number of factors, including the following:

Auditor independence and objectivity

Industry experience and knowledge of Exzeo’s business

Quality of audit services and technical capabilities

Effectiveness of audit planning and execution

Quality and transparency of communications with management and the Audit Committee

Reasonableness and competitiveness of audit fees

Overall performance and responsiveness during the prior year audit

4 | 2026 PROXY STATEMENT