OppFi Inc.

We previously qualified as an “emerging growth company” and a “smaller reporting company,” as those terms are defined by SEC rules, and were therefore eligible to provide reduced levels of executive compensation disclosure, sometimes referred to as “scaled disclosure,” in certain SEC filings. For example, with respect to our annual proxy statement, scaled disclosure of executive compensation generally requires disclosure of fewer named executive officers and does not require the inclusion of a compensation discussion and analysis section. We no longer qualify as an emerging growth company. In addition, based on our public float as of June 30, 2025, we no longer qualify as a smaller reporting company. However, because our eligibility to rely on scaled disclosure for executive compensation is determined with reference to the fiscal year to which the disclosure relates, we remain eligible to rely on the scaled disclosure requirements applicable to smaller reporting companies for purposes of this proxy statement, which includes disclosure relating to the year ended December 31, 2025. Accordingly, our executive compensation disclosure has been prepared in accordance with the scaled disclosure requirements applicable to smaller reporting companies, including with respect to the 2025 Summary Compensation Table and related tabular disclosures. Notwithstanding the foregoing, we have expanded certain aspects of the narrative disclosure below to more closely align with the level of disclosure applicable to public companies that do not qualify as smaller reporting companies.