Presurance Holdings, Inc.
For the period ended Dec 31, 2025. Filed Mar 27, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 27, 2026
PRHI$7.09+1.7%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Schedule V – Valuation and Qualifying Accounts
Schedule V
Presurance Holdings, Inc. and Subsidiaries
Valuation and Qualifying Accounts
For the Years Ended December 31, 2025 and 2024
| Balance atBeginning of Period · Charged toExpense · Decrease toOtherComprehensiveIncome · Deductions fromAllowance Account · Balance atEnd of Period | |||||
|---|---|---|---|---|---|
| Valuation Allowance for Net Deferred Tax Assets | |||||
| 2025 | 19,747 | (260) | 3,418 | — | 22,905 |
| 2024 | 28,013 | 2,753 | (11,019) | — | 19,747 |
PRESURANCE HOLDINGS, INC.
Exhibit Index
| Incorporated by Reference | ||||||
|---|---|---|---|---|---|---|
| ExhibitNumber | Exhibit Description | Form | PeriodEnding | Exhibit /Appendix Number | Filing Date | Filed / Furnished Herewith |
| 2.1# | Interest Purchase Agreement dated August 30, 2024, by and among BSU Leaf Holdings LLC, Conifer Holdings, Inc., and Bishop Street Underwriters | 8-K | 2.1 | September 6, 2024 | ||
| 3.1 | Second Amended and Restated Articles of Incorporation of Conifer Holdings, Inc. | 8-K | 3.1 | August 28, 2015 | ||
| 3.2 | Certificate of Amendment to Amended and Restated Articles of Incorporation of Presurance Holdings, Inc. | 8-K | 3.1 | October 1, 2025 | ||
| 3.3 | Amended and Restated Bylaws of Presurance Holdings, Inc. | 8-K | 3.2 | October 1, 2025 | ||
| 3.4 | Certificate of Designation of Series A Preferred Stock | 8-K | 3.1 | December 22, 2023 | ||
| 3.5 | Certificate of Designation of Series B Preferred Stock | 8-K | 3.1 | March 4, 2025 | ||
| 3.6 | Certificate of Correction of Certificate of Designation of Series B Preferred Stock | 8-K | 3.1 | February 27, 2026 | ||
| 3.7 | Certificate of Designation of Series C Preferred Stock | 8-K | 3.1 | December 30, 2025 | ||
| 4.1 | Description of Securities | * | ||||
| 4.2 | Indenture dated September 24, 2018, by and between the Company and Wilmington Trust, National Association, as trustee | 8-K | 4.1 | September 24, 2018 | ||
| 4.3 | Form of Note (included in Exhibit A to the Second Supplemental Indenture) | 8-K | 4.3 | August 8, 2023 | ||
| 4.4 | Second Supplemental Indenture dated August 8, 2023, by and between the Company and Wilmington Trust, National Association, as trustee | 10-K | December 31, 2023 | April 1, 2024 | ||
| 10.6+ | 2015 Omnibus Incentive Plan | S-1 | 10.2 | July 2, 2015 | ||
| 10.7 | Lease Agreement, dated June 14, 2022 | 10-K | December 31, 2023 | 10.7 | April 1, 2024 | |
| 10.13+ | Employment agreements including Brian J. Roney | 10-K | December 31, 2016 | 10.13 | March 15, 2017 | |
| 10.14+ | Employment Agreement, dated December 13, 2024 with Brian J. Roney | 8-K | 10.1 | December 19, 2024 | ||
| 10.15+ | Employment Agreement, dated December 13, 2024 with Harold Meloche | 8-K | 10.2 | December 19, 2024 | ||
| 10.31 | Purchase Agreement, dated December 20, 2023, by and between Conifer Holdings, Inc. and Clarkston Capital, LLC | 8-K | 10.1 | December 22, 2023 | ||
| 10.32 | Second Amended and Restated Note Purchase Agreement dated as of September 30, 2023 between the Company and Elanus Capital Investment Master SP Series 3 | 10-Q | September 30, 2023 | 10.1 | November 11, 2023 | |
| 10.33 | Securities Purchase Agreement, dated February 27, 2025 with Clarkston 91 West LLC | 8-K | 10.1 | March 4, 2025 | ||
| 10.34 | Form of Warrant | 8-K | 10.2 | March 4, 2025 | ||
| 10.35 | Amendment of Form of Warrant | 8-K | 4.1 | February 27, 2026 | ||
| 10.36 | Rights Offering Backstop Agreement, dated February 3, 2026 by and between the Company and Clarkston Companies, Inc. | S-1/A | 10.9 | February 3, 2026 | ||
| 10.37 | Redemption Agreement, dated February 27, 2026, by and between the Company and Clarkston Companies, Inc. | 8-K | 10.1 | February 27, 2026 | ||
| 19 | Insider Trading Policy | * | ||||
| 21.1 | List of Subsidiaries of the Company | * | ||||
| 23.1 | Consent of Grant Thornton LLP, Independent Registered Public Accounting Firm | * | ||||
| 23.2 | Consent of Plante Moran PLLC, Independent Registered Public Accounting Firm | * | ||||
| 31.1 | Section 302 Certification — CEO | * | ||||
| 31.2 | Section 302 Certification — CFO | * | ||||
| 32.1* | Section 906 Certification — CEO | * | ||||
| 32.2* | Section 906 Certification — CFO | * | ||||
| 97 | Presurance Clawback Policy | * | ||||
| 101.INS | inline XBRL Instance Document | * | ||||
| 101.SCH | inline XBRL Taxonomy Extension Schema With Embedded Linkbases Document | * | ||||
| 104 | Cover Page Interactive Data file (embedded within the inline XBRL document) |
- This certification is deemed not filed for purposes of section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended.
- Indicates a management contract or any compensatory plan, contract or arrangement
Certain exhibits and schedules have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The Company agrees to furnish a copy of any omitted schedule or exhibit to the SEC upon its request.
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