TRUIST FINANCIAL CORP
For the period ended Apr 28, 2026. Filed Mar 16, 2026.
View on SEC.govAbout this filing
What shareholders are asked to vote on at a company's meeting. It is where to find what directors and top executives are paid, and who owns the most shares.
Apr 28, 2026 · Filed Mar 16, 2026
Contents
Section 2—Performance
Key Financial and Operational Accomplishments in 2025
During 2025, we made meaningful progress across our enterprise strategic priorities, delivering strong financial results for our shareholders, as illustrated below. Continuing to execute on our enterprise strategic priorities is central to achieving both short- and long-term goals for Truist, including our target of reaching 15% return on tangible common equity* (“ROTCE”) in 2027. For a presentation of net income available to common shareholders, see 2025 Business Performance on page 4.
| * | Represents or includes a comparison to a non-GAAP financial measure. See Annex A for further discussion of these metrics. For purposes of incentive compensation, adjusted metrics may reflect additional adjustments for the effects of different selected items compared to those reported in quarterly earnings materials, as set forth in Annex A. |
|---|
| (1) | Only 2025 performance is shown for Tangible Book Value per Share (“TBVPS”) + Dividend Growth and One-Year TSR since they are not assessed on year-over-year performance under the AIP award program. See 2025 AIP Structured Scorecards on page 54 for additional information. |
| (2) | Represents ROTCE in the second half of 2024, following the sale of TIH. |
| (3) | TSR shows the actual return of the stock price, with dividends reinvested. |
Corporate Responsibility and Sustainability in 2025
We continued to live our purpose to inspire and build better lives and communities while creating long-term value for shareholders consistent with prudent risk management. During 2025, our purposeful activities included:
| ◾ | We deployed more than $250 million through the Truist Cares for Western North Carolina initiative, a 3-year $725 million commitment to support critical small-business, housing, and infrastructure recovery and rebuilding efforts in communities impacted by Hurricane Helene. Truist teammates also provided nearly 5,000 hours of volunteer service to support long-term recovery, resiliency, and ongoing needs in Western North Carolina. |
| ◾ | We committed nearly $2 billion to support 6,830 units of affordable housing, 22,538 new jobs, and projects that will serve 306,565 people in low- and moderate-income communities over time. |
| ◾ | We renewed our $20 million investment into our 10+ year partnership with Operation HOPE to accelerate financial confidence—offering free financial empowerment resources and coaching on critical topics such as credit, money management, small business, and home ownership through Operation HOPE Inside Coach partners in more than 700 Truist branches. |
Additionally, we received the highest possible overall rating of “Outstanding” from the Federal Deposit Insurance Corporation for the most recent Community Reinvestment Act (“CRA”) examination period from 2020–2022. The CRA encourages banks to help meet the credit needs of communities in which they operate, including low- to moderate-income neighborhoods, consistent with safe and sound banking operations.
| 48 | | 2026 Proxy Statement |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.