Skip to main content

Pathfinder Bancorp, Inc.

For the period ended Sep 30, 2025. Filed Nov 14, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 14, 2025

PBHC$16.71-0.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Consolidated Statements of Changes in Shareholders' Equity

Pathfinder Bancorp, Inc.
Consolidated Statements of Changes in Shareholders' Equity
Three months ended September 30, 2025 and September 30, 2024
(Unaudited)
(In thousands, except share and per share data) · Common Stock · Non-Voting Common Stock · Additional Paid in Capital · Retained Earnings · Accumulated Other Comprehensive Loss · Unearned ESOP shares · Non-controlling Interest · Total
Balance, June 30, 2025$48$14$53,645$79,564$(8,858)$-$-$124,413
Net income---626---626
Other comprehensive income, net of tax----1,601--1,601
Stock options exercised--329----329
Voting common stock dividends declared ($0.10 per share)---(479)---(479)
Non-Voting common stock dividends declared ($0.10 per share)---(138)---(138)
Warrant dividends declared ($0.10 per share)---(13)---(13)
Balance, September 30, 2025$48$14$53,974$79,560$(7,257)$-$-$126,339
Balance, June 30, 2024$47$14$53,182$78,936$(8,786)$(45)$826$124,174
Net (loss) income---(4,644)--28(4,616)
Other comprehensive income, net of tax----2,070--2,070
ESOP shares earned (6,111 shares)--49--45-94
Voting common stock dividends declared ($0.10 per share)---(472)---(472)
Non-Voting common stock dividends declared ($0.10 per share)---(138)---(138)
Warrant dividends declared ($0.10 per share)---(12)---(12)
Balance, September 30, 2024$47$14$53,231$73,670$(6,716)$-$854$121,100

-6 -

Pathfinder Bancorp, Inc.
Consolidated Statements of Changes in Shareholders' Equity
Nine months ended September 30, 2025 and September 30, 2024
(Unaudited)
(In thousands, except share and per share data) · Common Stock · Non-Voting Common Stock · Additional Paid in Capital · Retained Earnings · Accumulated Other Comprehensive Loss · Unearned ESOP shares · Non-controlling Interest · Total
Balance, January 1, 2025$47$14$52,750$77,816$(9,144)$-$-$121,483
Net income---3,631---3,631
Other comprehensive income, net of tax----1,887--1,887
Stock options exercised1-1,224----1,225
Voting common stock dividends declared ($0.30 per share)---(1,435)---(1,435)
Non-Voting common stock dividends declared ($0.30 per share)---(414)---(414)
Warrant dividends declared ($0.30 per share)---(38)---(38)
Balance, September 30, 2025$48$14$53,974$79,560$(7,257)$-$-$126,339
Balance, January 1, 2024$47$14$53,114$76,060$(9,605)$(135)$761$120,256
Net (loss) income---(524)--93(431)
Other comprehensive income, net of tax----2,889--2,889
ESOP shares earned (18,332 shares)--112--135-247
Stock options exercised--5----5
Voting common stock dividends declared ($0.30 per share)---(1,414)---(1,414)
Non-Voting common stock dividends declared ($0.30 per share)---(414)---(414)
Warrant dividends declared ($0.30 per share)---(38)---(38)
Balance, September 30, 2024$47$14$53,231$73,670$(6,716)$-$854$121,100

-7 -

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.