Pathfinder Bancorp, Inc.
For the period ended Sep 30, 2025. Filed Nov 14, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 14, 2025
PBHC$16.71-0.1%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Changes in Shareholders' Equity
| Pathfinder Bancorp, Inc. | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Consolidated Statements of Changes in Shareholders' Equity | ||||||||||
| Three months ended September 30, 2025 and September 30, 2024 | ||||||||||
| (Unaudited) | ||||||||||
| (In thousands, except share and per share data) · Common Stock · Non-Voting Common Stock · Additional Paid in Capital · Retained Earnings · Accumulated Other Comprehensive Loss · Unearned ESOP shares · Non-controlling Interest · Total | ||||||||||
| Balance, June 30, 2025 | $48 | $14 | $53,645 | $79,564 | $(8,858) | $ | - | $ | - | $124,413 |
| Net income | - | - | - | 626 | - | - | - | 626 | ||
| Other comprehensive income, net of tax | - | - | - | - | 1,601 | - | - | 1,601 | ||
| Stock options exercised | - | - | 329 | - | - | - | - | 329 | ||
| Voting common stock dividends declared ($0.10 per share) | - | - | - | (479) | - | - | - | (479) | ||
| Non-Voting common stock dividends declared ($0.10 per share) | - | - | - | (138) | - | - | - | (138) | ||
| Warrant dividends declared ($0.10 per share) | - | - | - | (13) | - | - | - | (13) | ||
| Balance, September 30, 2025 | $48 | $14 | $53,974 | $79,560 | $(7,257) | $ | - | $ | - | $126,339 |
| Balance, June 30, 2024 | $47 | $14 | $53,182 | $78,936 | $(8,786) | $(45) | $826 | $124,174 | ||
| Net (loss) income | - | - | - | (4,644) | - | - | 28 | (4,616) | ||
| Other comprehensive income, net of tax | - | - | - | - | 2,070 | - | - | 2,070 | ||
| ESOP shares earned (6,111 shares) | - | - | 49 | - | - | 45 | - | 94 | ||
| Voting common stock dividends declared ($0.10 per share) | - | - | - | (472) | - | - | - | (472) | ||
| Non-Voting common stock dividends declared ($0.10 per share) | - | - | - | (138) | - | - | - | (138) | ||
| Warrant dividends declared ($0.10 per share) | - | - | - | (12) | - | - | - | (12) | ||
| Balance, September 30, 2024 | $47 | $14 | $53,231 | $73,670 | $(6,716) | $ | - | $854 | $121,100 | |
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| Pathfinder Bancorp, Inc. | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Consolidated Statements of Changes in Shareholders' Equity | ||||||||||
| Nine months ended September 30, 2025 and September 30, 2024 | ||||||||||
| (Unaudited) | ||||||||||
| (In thousands, except share and per share data) · Common Stock · Non-Voting Common Stock · Additional Paid in Capital · Retained Earnings · Accumulated Other Comprehensive Loss · Unearned ESOP shares · Non-controlling Interest · Total | ||||||||||
| Balance, January 1, 2025 | $47 | $14 | $52,750 | $77,816 | $(9,144) | $ | - | $ | - | $121,483 |
| Net income | - | - | - | 3,631 | - | - | - | 3,631 | ||
| Other comprehensive income, net of tax | - | - | - | - | 1,887 | - | - | 1,887 | ||
| Stock options exercised | 1 | - | 1,224 | - | - | - | - | 1,225 | ||
| Voting common stock dividends declared ($0.30 per share) | - | - | - | (1,435) | - | - | - | (1,435) | ||
| Non-Voting common stock dividends declared ($0.30 per share) | - | - | - | (414) | - | - | - | (414) | ||
| Warrant dividends declared ($0.30 per share) | - | - | - | (38) | - | - | - | (38) | ||
| Balance, September 30, 2025 | $48 | $14 | $53,974 | $79,560 | $(7,257) | $ | - | $ | - | $126,339 |
| Balance, January 1, 2024 | $47 | $14 | $53,114 | $76,060 | $(9,605) | $(135) | $761 | $120,256 | ||
| Net (loss) income | - | - | - | (524) | - | - | 93 | (431) | ||
| Other comprehensive income, net of tax | - | - | - | - | 2,889 | - | - | 2,889 | ||
| ESOP shares earned (18,332 shares) | - | - | 112 | - | - | 135 | - | 247 | ||
| Stock options exercised | - | - | 5 | - | - | - | - | 5 | ||
| Voting common stock dividends declared ($0.30 per share) | - | - | - | (1,414) | - | - | - | (1,414) | ||
| Non-Voting common stock dividends declared ($0.30 per share) | - | - | - | (414) | - | - | - | (414) | ||
| Warrant dividends declared ($0.30 per share) | - | - | - | (38) | - | - | - | (38) | ||
| Balance, September 30, 2024 | $47 | $14 | $53,231 | $73,670 | $(6,716) | $ | - | $854 | $121,100 | |
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