PBHC
Pathfinder Bancorp IncNASDAQ
Financial Services • Banks - Regional
Factor tilt: Micro-Cap Defensive
$16.71-0.06%
Close Nov 6, 2026
- Market cap
- $82.23M
- 1 month
- -2.9%
- 3 months
- +4.4%
- 1 year
- —
- 52-week range
- $12.16$18.29
- Dividend, last 12 mo
- $0.40 · 2.39% yield
- Last ex-date
- Oct 16, 2026 · $0.10
- Short interest
- 0.2% of float8.6K shares · settled Oct 15, 2026 · -3.8% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Jun 30, 2026
- Revenue
- —
- Net income
- -$1.34M
- Free cash flow
- —
- Book value
- $125.74M
- Total debt
- —
- P/E
- —
- Price / sales
- —
- Price / book
- 0.7×
- FCF yield
- —
- Net margin
- —
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits.
Read more
Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It is also involved in the property, casualty, and life insurance brokerage business. The company primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
- Website
- pathfinderbank.com
- Headquarters
- Oswego, NY, United States
- Employees
- 172
- Listed
- May 30, 1996
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 29, 2026.
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched PBHC. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
8,634 shares short
-344 shares (-3.8%) vs Sep 30, 2026
0.2% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
8,978 shares short
-239 shares (-2.6%) vs Sep 15, 2026
0.3% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
9,217 shares short
-3,465 shares (-27.3%) vs Aug 31, 2026
0.3% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
12,682 shares short
+861 shares (+7.3%) vs Aug 14, 2026
0.4% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
11,821 shares short
-503 shares (-4.1%) vs Jul 31, 2026
Share of float unavailable. Published Aug 25, 2026.
Settlement Jul 31, 2026
12,324 shares short
+1,666 shares (+15.6%) vs Jul 15, 2026
Share of float unavailable. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind PBHC’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.1 per share
Ex-dividend date: Oct 16, 2026
Recorded pay date: Nov 6, 2026 (past date)
Cash dividend · Polygon event record
USD 0.1 per share
Ex-dividend date: Jul 17, 2026
Recorded pay date: Aug 7, 2026 (past date)
Cash dividend · Polygon event record
USD 0.1 per share
Ex-dividend date: Apr 17, 2026
Recorded pay date: May 8, 2026 (past date)
Cash dividend · Polygon event record
USD 0.1 per share
Ex-dividend date: Jan 16, 2026
Recorded pay date: Feb 6, 2026 (past date)
Cash dividend · Polygon event record
USD 0.1 per share
Ex-dividend date: Oct 17, 2025
Recorded pay date: Nov 7, 2025 (past date)
Cash dividend · Polygon event record
USD 0.1 per share
Ex-dividend date: Jul 18, 2025
Recorded pay date: Aug 8, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
1647 for 1000 · forward split
Effective Oct 17, 2014
Each 1000 pre-split shares become 1647 post-split shares.
Source: EODHD
3 for 2 · forward split
Effective Feb 6, 1998
Each 2 pre-split shares become 3 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: LOW
2 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Aug 14, 2026
Smart-money 13F trend: unchanged (light)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: unknown
No recent insider trades detected.
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What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
No directional recent-activity label is available. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
No directional recent-activity label is available. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
20 filers reported a long position in PBHC for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
95.9%
of the 1.1M shares 13-F filers reported
Moves vs Q1 2026
4 added3 trimmed
3 unchanged
Net shares held
+2%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | ALLIANCEBERNSTEIN L.P. | $6.1M · 478.2K shares | 478.2K | +0.9% |
| 2 | Minerva Advisors LLC | $4.2M · 262.2K shares | 262.2K | Unchanged |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | $2.1M · 130.6K shares | 130.6K | +12% |
| 4 | Oppenheimer & Close, LLC | $1.5M · 95.2K shares | 95.2K | +3.6% |
| 5 | Hamilton Point Investment Advisors, LLC | $610.3K · 38.4K shares | 38.4K | Unchanged |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | $442.8K · 27.9K shares | 27.9K | +21.5% |
| 7 | DIMENSIONAL FUND ADVISORS LP | $324.7K · 20.4K shares | 20.4K | -8.6% |
| 8 | SUSQUEHANNA INTERNATIONAL GROUP, LLP | $307.9K · 19.4K shares | 19.4K | -4.2% |
| 9 | VANGUARD FIDUCIARY TRUST CO | $234.8K · 14.8K shares | 14.8K | -12.9% |
| 10 | CALDWELL SUTTER CAPITAL, INC. | $234.6K · 14.8K shares | 14.8K | Unchanged |
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