AUBURN NATIONAL BANCORPORATION, INC
For the period ended Sep 30, 2025. Filed Nov 12, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 12, 2025
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2025-06-30; filed 2025-08-12.
0001193125-25-178717
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresCurrent report: 10-Q
Period ended 2025-09-30; filed 2025-11-12.
0001193125-25-277883
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 33 previous paragraphs and 45 current paragraphs.
17 unchanged; 11 reworded; 16 added; 5 removed; 0 previous and 1 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (16)
Current report
the 2% rate, during the last year the Federal Reserve has reduced its target
Current report
3.75% to 4.00%, and on October 29, 2025 announced that it would end the
Current report
roll-off of maturing securities it held beginning
Current report
December 1, 2025 as the Federal Reserve sought to meet its dual mandate of
Current report
These actions, and the changes from tighter to more accommodative monetary policy
Current report
securities during the third quarter of
Removed paragraphs (5)
Previous report
the second quarter of 2025.
Reworded paragraphs (11)
Previous wording
term targets, and the maintenance of or further
Current wording
term targets, and the maintenance of or further increases in,
Previous wording
increases in, tightened Federal Reserve monetary policy by increased target
Current wording
tightened Federal Reserve monetary policy by increased target
Previous wording
securities portfolio, have and are expected to continue to affect
Current wording
securities portfolio, have and may continue to affect the levels
Previous wording
levels of interest rates, mortgage originations and income, the market values
Current wording
interest rates, mortgage originations and income, the market values of
Current wording
our securities portfolio and loans and have resulted in
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resulted in unrealized losses that have adversely affected our stockholders’
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unrealized securities losses that have adversely affected our stockholders’
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continue to affect our deposit costs and mixes, and consumer savings
Current wording
expected to continue to affect our deposit costs and mixes,
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borrowers’ operating costs, expected returns and cash flows available to
Current wording
affect our borrowers’ operating costs, expected returns and
Previous wording
business, financial condition, and/or operating results in the future.
Current wording
usiness, financial condition, and/or operating results in the future.
Previous wording
The Company did not sell any common stock or other equity securities during
Current wording
The Company did not make any unregistered sales of common stock or other equity
Rearranged current paragraphs (1)
Current report — wording carried from elsewhere
cash flows available to service our loans.