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UNITED BANKSHARES INC/WV

For the period ended Sep 30, 2025. Filed Nov 7, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 7, 2025

UBSI$48.80+1.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Page
PART I. FINANCIAL INFORMATION
Item 1. Financial Statements
Consolidated Balance Sheets (Unaudited) September 30, 2025 and December 31, 20244
Consolidated Statements of Income (Unaudited) for the Three and Nine Months Ended September 30, 2025 and 20245
Consolidated Statements of Comprehensive Income (Unaudited) for the Three and Nine Months Ended September 30, 2025 and 20247
Consolidated Statement of Changes in Shareholders’ Equity (Unaudited) for the Three and Nine Months Ended September 30, 2025 and 20248
Condensed Consolidated Statements of Cash Flows (Unaudited) for the Nine Months Ended September 30, 2025 and 202410
Notes to Consolidated Financial Statements11
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations60
Item 3. Quantitative and Qualitative Disclosures about Market Risk81
Item 4. Controls and Procedures84
PART II. OTHER INFORMATION
Item 1. Legal Proceedings85
Item 1A. Risk Factors85
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds85
Item 3. Defaults Upon Senior Securities86
Item 4. Mine Safety Disclosures86
Item 5. Other Information86
Item 6. Exhibits87
Signatures88
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.