EQUITY BANCSHARES INC
For the period ended Sep 30, 2025. Filed Nov 3, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 3, 2025
What changed in Management’s Discussion and Analysis?
Read the current filingPrevious report: 10-Q
Period ended 2025-06-30; filed 2025-08-08.
0001193125-25-177050
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of OperationsOverviewCritical Accounting PoliciesCurrent report: 10-Q
Period ended 2025-09-30; filed 2025-11-03.
0001193125-25-262699
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of OperationsOverviewCritical Accounting PoliciesThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 21 previous paragraphs and 21 current paragraphs.
20 unchanged; 1 reworded; 0 added; 0 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 1 previous and 1 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Reworded paragraphs (1)
Previous wording
We are a financial holding company headquartered in Wichita, Kansas. Our wholly-owned banking subsidiary, Equity Bank, provides a broad range of financial services primarily to businesses and business owners as well as individuals through our network of 78 full-service banking sites located in Arkansas, Kansas, Missouri, and Oklahoma. As of June 30, 2025, we had consolidated total assets of $5.37 billion, total loans held for investment, net of allowance, of $3.56 billion, total deposits of $4.23 billion, and total stockholders’ equity of $635.6 million. During the three and six month periods ended June 30, 2025, the Company had net income of $15.3 million and $30.3 million. The Company had net income of $11.7 million and $25.8 million for the three and six month periods ended June 30, 2024.
Current wording
We are a financial holding company headquartered in Wichita, Kansas. Our wholly-owned banking subsidiary, Equity Bank, provides a broad range of financial services primarily to businesses and business owners as well as individuals through our network of 77 full-service banking sites located in Arkansas, Kansas, Missouri, and Oklahoma. As of September 30, 2025, we had consolidated total assets of $6.36 billion, total loans held for investment, net of allowance, of $4.22 billion, total deposits of $5.09 billion, and total stockholders’ equity of $711.9 million. During the three and nine month periods ended September 30, 2025, the Company had net income/(loss) of $(29.7) million and $642 thousand. The Company had net income of $19.9 million and $45.6 million for the three and nine month periods ended September 30, 2024.